M
Back to Kirtland credit unions

Four Corners

16 Road 6500, Kirtland, NM 87417
NCUA Insured3.6 (86 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1965

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

16 Road 6500

Kirtland, NM 87417

Google Maps🗺Waze
(505) 598-6623

Service Area

This credit union is located in Kirtland and serves members in the NM area. Currently serving 4,925 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

2.52%

Used Auto Loan

6.71%

Personal Loan

23.04%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NM

Lowest rates currently reported by credit unions in NM (NCUA Q4 2025).

Four Corners— New Auto LoanThis CU

Kirtland, NM

2.52%
Del Norte— Used Auto Loan

Los Alamos, NM

3.49%
Cuba— Personal Loan

Cuba, NM

7.00%
State Employees— Credit Card APR

Santa Fe, NM

7.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.6

86 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Vanessa Jack

Vanessa Jack

2 years ago

I have lost count of years I've been with this bank, but I know it's been over 10 yrs. They have great customers service and are friendly. So many smiling faces, they try their best to help you with accounts, and loans. If there is suspicious activity on your card purchase, they will freeze your card and contact you to see if it was really you making that purchase. Another thing I like is when you have to let them know that you are traveling out of state for a certain period of time. That way your card will work within the States you are traveling through. Otherwise if you do not communicate with them on traveling outside of NM your card will not work.

Drew Benjamin

Drew Benjamin

2 years ago

Been a member for 10 years. Staff are always helpful and courteous. Especially when it comes to finding where certain payments were made. The mobile app is very convenient when your on the go. I enjoy being a customer to this bank for the help they offer.

Customer

Customer

a year ago

Worst bank I’ve ever dealt with. Removes funds without approval, allows fraud transactions then makes you wait six months for them to investigate. Worst service I’ve ever received! Can’t do anything online or via email. They require you to come in person even if you live out of town.

Merle Garcia

Merle Garcia

2 years ago

Though I do love the fact that the interest rates were not as high with this bank, my family has experienced a lot of attitude from some of the tellers. I also do not agree with some of the fees we have to pay just because we chose to have a debit card. Also I do not agree with the fact the bank makes it impossible to get an account here only because of the address on your ID. Its an okay bank but still needs a lot of improvements.

Audrey Vicente

Audrey Vicente

2 years ago

Four Corners Federal credit Union, Employees are very professional with the job task they do. Very polite, and concern of our needs. When needed a loan very quick, nice and professional nice about loans. Thankful the employees have that concern for the people in community and outside community. Thank you employees

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).