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Questa

P. O. Box 500, Questa, NM 87556
NCUA Insured4.5 (21 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

P. O. Box 500

Questa, NM 87556

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(575) 586-0423

Service Area

This credit union is located in Questa and serves members in the NM area. Currently serving 2,073 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.99%

Used Auto Loan

10.99%

Personal Loan

19.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NM

Lowest rates currently reported by credit unions in NM (NCUA Q4 2025).

Four Corners— New Auto Loan

Kirtland, NM

2.52%
Del Norte— Used Auto Loan

Los Alamos, NM

3.49%
Cuba— Personal Loan

Cuba, NM

7.00%
State Employees— Credit Card APR

Santa Fe, NM

7.50%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.5

21 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jason Brown

Jason Brown

10 months ago

Charging an ATM fee to other credit union members is ridiculous and something a bank would do. Was disappointed to find out there was a fee after driving here specifically to use a credit union and not a bank.

raw dawg

raw dawg

5 years ago

Best financial institute I've ever dealt with hands down! I will never use a bank ever again! Questa credit union has a superbly friendly and personable crew that will do anything you need with a smile on their faces. Perfect for personal accounts AND business accounts. Thank you immensely QCU crew!

J.W. Douglas

J.W. Douglas

6 years ago

Questa Credit Union is a financial institution like no other I have ever encountered. It is an extraordinary and valuable community asset beyond description. Locally owned with excellent customer service privided by an outstanding personable and professional staff that really go the extra mile. Questa Credit Union is definitely your source for all things financial in the northern New Mexico territory.

Noah Trodick

Noah Trodick

a year ago

Wonderful, helpful people working here. I was able to get a starter loan to build credit several years ago when no other bank or credit card company was willing to work with me

Amy Lobell Kamble

Amy Lobell Kamble

5 years ago

The staff here is always pleasant, efficient and helpful. I have previously dealt with large corporate banks and I am happy now to work with Questa Credit Union instead.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).