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Sunmark

PO Box 16370, Albany, NY 12212
NCUA Insured4.2 (67 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 16370

Albany, NY 12212

Service Area

This credit union is located in Albany and serves members in the NY area. Currently serving 88,205 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.49%

Used Auto Loan

6.24%

Personal Loan

14.74%

Credit Card APR

14.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(16 total)

Member Reviews

4.2

67 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Jayson Libert

Jayson Libert

3 months ago

Annabelle Masick was the one who took care of me, She was phenomenal. She answered all my questions, guided me through the process, Very patient with me, explained all my options to me and was super helpful. Very great working with her. I will definitely recommend Sunmark to my friends and relatives for all their banking need. I was very impressed with this Sunmark's service.

Tami Grasso

Tami Grasso

6 months ago

I’m Clifton Park office with Taylor Lopez to have a loan refinanced. She never asked our names or to see ID. I am assuming she took them off the title we handed to her. She never told us what she was going to be doing just started typing on her keyboard. About 25 minutes of watching her typing she got up said she had to print something out, came back and made a comment that she hates closing out other people loans. I am assuming she meant loans other employees started and not clients coming in to close out their loans - but who knows. I am just shocked overall of the lack of customer service, lack of professionalism (including her attire). We ended up having to ask for her manager after she asked us to start signing paperwork without looking at ID, asking us our names and not explaining anything to us. Katie Gamache the manager was able to quickly get up to speed and get things handled.

Philip Polec

Philip Polec

9 months ago

Worst Move Ever! They Built A New Building That They Share With A Dunkin Donuts There Is No Drive Thru Anymore Just Dunkin Has A Drive Thru So For Us Who Have Disabilities And Has Issues Walking In now Have To Drive To Latham To Do Our Banking! Bad Choice To Share A Building With A Drive Thru Company! Very Limited Parking In Front Of New Bank Again They Share The Small Parking Lot With Dunkin Donuts So The Parking Spots Are Limited! And Few! The closest Parking Is Where The Day care Center Is But Dont Dare Try To Park There The Owner Of The Day Care Center Will Come Out Screaming At You To Move Your Car these Parking Spots Are Reserved The Day Care Center Only! Bad Bad Choice And Design Of New Building It’s More Of A Kiosk Banking !

Donna Stewart

Donna Stewart

11 months ago

It is a pleasure doing business at the Colonie Sunmark branch. Chloe is always professional, helpful and polite. She will go out of her way to ensure my needs are met. I look forward to doing my routine banking at the new location.

TJH the Emo Sea Monster

TJH the Emo Sea Monster

a year ago

I came to Sunmark after formerly being a member of CapCom for 10+ years and was extremely dissatisfied with how corporate Broadview was. After looking around, calling every other credit union, asking the questions that were important to me, I chose Sunmark. And I have had no issues, and I really love that they have a annual meeting with the board like other Cooperatives such as Honest Weight where you can make your voice heard

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).