Steuben Citizens
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1949
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Bath, NY may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1949
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in Bath and serves members in the NY area. Currently serving 2,566 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.29%Used Auto Loan
5.08%Personal Loan
8.70%Credit Card APR
10.90%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in NY
Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).
Niagara Falls, NY
New York, NY
Pearl River, NY
Whitestone, NY
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(3 total)
Member Reviews
3.8
10 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
Robert Taylor
a year ago
Worst bank ever! They sent a letter saying they were gonna close my account due to inactivity so I called the first business day they were open and my account was canceled and wouldn't issue a refund. They also hire people and let them go because they supposedly cut their position but then they deny them unemployment. I don't recommend this bank to anyone
Maurice Dull
6 years ago
Terrible bank. They charge for every little thing. 40 bucks for over draft fees even if their fault.I don't recommend them.
Betty Robinson
6 years ago
I have been using them since 1974 and continue to be very satisfied with their caring and excellent job the do.
Brittany Brown
5 years ago
I lost my bank card they won't even shut it off and it's a 15 dollar fee for a new one im switching banks today
Eric Obrochta (Eric O.)
8 years ago
Great place. I put money in a savings account and when I need it, it is there! Exactly what I expect from a bank I suppose....
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(607) 776-3684Website
Visit WebsiteMembers
2,566
Total Assets
$34.8M
Year Opened
1949
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile