Academic

425 N STATE RD, Briarcliff Mano, NY 10510

NCUA Insured4.1 (10 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1979

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1979

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

425 N STATE RD

Briarcliff Mano, NY 10510

Google Maps 🗺Waze

(914) 923-3608

Service Area

This credit union is located in Briarcliff Mano and serves members in the NY area. Currently serving 2,358 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.21%

Used Auto Loan

4.45%

Personal Loan

9.63%

Credit Card APR

12.78%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Niagara'S Choice— New Auto Loan

Niagara Falls, NY

1.74%

New York Times Employees— Used Auto Loan

New York, NY

2.49%

Palisades— Personal Loan

Pearl River, NY

2.99%

Eastern Operating Engineers— Credit Card APR

Whitestone, NY

3.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.1

10 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Emina Tabakovic-Colic

9 months ago

I have been a proud member of AFCU for over 20 years, and I cannot speak highly enough of the exceptional service they provide. The team consistently delivers outstanding customer care, competitive rates, and—most importantly—a genuine sense of commitment to their members. Most recently, I completed my car loan process, and the experience was seamless. Margarita Rios went above and beyond—her efficiency, professionalism, and guidance made the process incredibly smooth and stress-free. She truly exemplifies what sets AFCU apart. If you are looking for a credit union that not only offers excellent financial products but also truly cares about its members, I highly recommend AFCU.