Morton Lane

388 ENGLEWOOD AVE, Buffalo, NY 14223

NCUA Insured4.0 (13 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1962

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Buffalo, NY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1962

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

388 ENGLEWOOD AVE

Buffalo, NY 14223

Google Maps 🗺Waze

(716) 837-2007

Service Area

This credit union is located in Buffalo and serves members in the NY area. Currently serving 3,116 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

7.00%

Used Auto Loan

8.00%

Personal Loan

11.50%

Credit Card APR

8.25%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Niagara'S Choice— New Auto Loan

Niagara Falls, NY

1.74%

New York Times Employees— Used Auto Loan

New York, NY

2.49%

Palisades— Personal Loan

Pearl River, NY

2.99%

Eastern Operating Engineers— Credit Card APR

Whitestone, NY

3.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.0

13 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Ryan Dill

7 years ago

My experience at Morton Lane Federal Credit Union has been nothing short of spectacular. The staff are informative, friendly, and completely customer oriented. If you are looking for a banking institution that can handle any and all of your financial needs I recommend visiting the folks at Morton Lane

Kathleen Glaser

5 years ago

I posted this 4 years ago. I still feel the same way and will always stay with this credit union! Still 5 Stars! This branch has the BEST personnel and I will never go back to a commercial bank because of the service they provide me. Thank you to all those at this branch, you know who you are because I know your names😀

Eva Christ

8 years ago

The staff at Morton Lane are always very helpful! I recently obtained a home equity line of credit with them and the process was fast and easy! I would highly recommend Morton Lane!

Brandi Barrett

10 years ago

My mother banked with them for 30 + years and recently passed away. I informed them of her passing...they didn't offer condolences, they closed her accounts after being advised transactions were processing, and never explained what documents were needed to confirm her estate. This the most disheartening experience I ever had with any corporation...as my mom was on a first name basis with most the staff. I'm now forced to close all accounts due to the poor service.

Debby Gesmondi

6 years ago

The employees at Morton Lane Federal Credit Union go over and above helping their customers. Awesome staff...always helpful, polite and very knowledgable.