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Sjp

341 Englewood Ave, Buffalo, NY 14223
NCUA Insured4.3 (41 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

341 Englewood Ave

Buffalo, NY 14223

Service Area

This credit union is located in Buffalo and serves members in the NY area. Currently serving 7,258 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.58%

Used Auto Loan

8.00%

Personal Loan

9.04%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.3

41 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Sharon Green

Sharon Green

11 months ago

I have been doing all my banking at St. Joseph Parish Federal Credit Union for some years now. In fact, after joining I stopped using commercial banks. The interest rates at SJP are superior, enabling me to meet my long-term financial goals. I also appreciate their prompt and friendly service. In fact, when I enter in person or call, they recognize me and greet me by name. At what other bank would you be immediately greeted by your first name when you walk through the door?

Kathryn Battaglia

Kathryn Battaglia

11 months ago

I really love this bank because it has a community spirit to it. The new operating officer tries to initiate programs for the children in the community to be more involved in sports and other activities which I find to be admirable. Also, the staff at the actual credit union are absolutely spectacularly helpful and because it’s such a small bank they pretty much know who you are when you come I highly recommend this credit union because it keeps consistently has great credit bearing accounts and has never wavered from Small business loans and personal loans to anyone in our community I highly recommend this little credit union it reminds me of the little credit union that could or as you remember it the little train engine, same principle

Jessica Scheidt

Jessica Scheidt

10 months ago

We absolutely love this credit union and have multiple loans through them, both business and personal. They’re easy to work with and easy to talk to. They are always our first choice in banking.

Lisa Filippone

Lisa Filippone

11 months ago

I have been banking here for 17 years now when it was a tiny little bank on Englewood! Watch it now grow into a bigger an better place with such wonderful staff that I consider family! My husband an i look forward to the dinner dance every year as well! Just a wonderful company with wonderful staff! So glad we are members ❤️

Brian Richards

Brian Richards

4 years ago

This place either had a data breach, or they are selling my info. See attached. I had a boat loan with them years ago. I paid it off and closed my account. 2 years later I'm receiving offers in the mail "for members of sjp credit union" for insurance and other nonsense. The first time I called them and made mention, the girl said "I thought we had stopped that - I'll put a note in your account and make sure it doesn't happen again." 6 months later I get 2 more (attached). I called again, mentioned to the person on the phone who denied that they sell my info (how else would Liberty Mutual end up knowing I was a member here at one point?). She sent me to the voicemail of the CEO. I left a message with him, saying the same thing. I never heard back. I wanted a boat, not to have my data sold (or breached?). I closed my account, but apparently I'm still being sold. I would suggest going elsewhere for a loan.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).