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Afgm Enterprises

132 Cayuga Rd, Cheektowaga, NY 14225
NCUA Insured4.6 (10 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1963

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

132 Cayuga Rd

Cheektowaga, NY 14225

Service Area

This credit union is located in Cheektowaga and serves members in the NY area. Currently serving 1,202 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.00%

Used Auto Loan

5.00%

Personal Loan

11.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.6

10 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Monica Williams

Monica Williams

4 months ago

I had such a great experience with this credit union after totaling my car. Pam, Suzanne, and Shanna were incredibly helpful and made getting a new car loan as easy and stress free as possible. Highly recommend

Moynul Hussain

Moynul Hussain

2 years ago

Got my car loan through them, almost a year now, people that works there are the most professional and friendly people out there, I always appreciate the warm welcome that Pam and her colleagues gives every time I walk in the door, I hope all the best and Happy holidays to u guys

Tom Kuenzi

Tom Kuenzi

2 years ago

The workers are always helpful and warm for the decades my family have been members.

insta1 Sherbear

insta1 Sherbear

2 years ago

Best place ever they are just awesome and friendly peeps always take care of you been here 40 years.

Dee Wilks

Dee Wilks

9 years ago

Have been a member for years and have always been happy with the service!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).