One Credit Union of Ny

3517 Union Rd, Cheektowaga, NY 14225

NCUA Insured3.9 (12 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1933

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Cheektowaga, NY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1933

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

3517 Union Rd

Cheektowaga, NY 14225

Google Maps 🗺Waze

(716) 842-1320

Service Area

This credit union is located in Cheektowaga and serves members in the NY area. Currently serving 8,998 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.98%

Used Auto Loan

5.34%

Personal Loan

8.94%

Credit Card APR

10.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Niagara'S Choice— New Auto Loan

Niagara Falls, NY

1.74%

New York Times Employees— Used Auto Loan

New York, NY

2.49%

Palisades— Personal Loan

Pearl River, NY

2.99%

Eastern Operating Engineers— Credit Card APR

Whitestone, NY

3.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.9

12 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

veronica freeman

2 months ago

Michelle🥰 and The Girls!! Buffalo Ny Location. Very personable, knowledgeable and Courteous!! The DreamWorks because this TeamWorks🫂‼️✔️

Kim Dragone

3 months ago

RIGHT AROUND HOLIDAY TIME I WAS IN CONSTANT COMMUNICATION WITH TED GIBSON REGARDING OUR CHECKING ACCOUNT & A COUPLE OF UNAUTHORIZED DEBIT CARD TRANSACTIONS WHICH OUR ACCT WAS CHARGED $60 IN COURTESY FEES THE UNAUTHORIZED CHARGES WERE ONLY $1.08 ON TWO SEPERATE OCCASIONS. TED REFUSED TO WAIVE THE FEES & CANCELLED OUR COURTESY FEE SERVICE WITHOUT ANY NOTICE EVEN THOUGH WE'VE BEEN COMMUNICATING RIGHT ALONG. WE FOUND OUT THE SERVICE WAS CANCELLED WHEN WE TRIED TO MAKE SOME BASIC NEED PURCHASES & PAYMENTS KEPT DECLINING. PRETTY EMBARRASSING!! THE LACK OF COMMUNICATION & NOT PROVIDING CLEAR INFORMATION AS TO WHAT YOUR INTENNTIONS WERE LEFT US IN A VERY DIFFICULT SITUATION.???