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Hudson River Community

One Third Street, Corinth, NY 12822
NCUA Insured4.8 (64 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

One Third Street

Corinth, NY 12822

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(518) 886-3400

Service Area

This credit union is located in Corinth and serves members in the NY area. Currently serving 33,590 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

2.74%

Used Auto Loan

2.99%

Personal Loan

18.00%

Credit Card APR

8.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Niagara'S Choice— New Auto Loan

Niagara Falls, NY

1.74%
New York Times Employees— Used Auto Loan

New York, NY

2.49%
Palisades— Personal Loan

Pearl River, NY

2.99%
Eastern Operating Engineers— Credit Card APR

Whitestone, NY

3.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

4.8

64 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Charles Green

Charles Green

4 months ago

I have been banking with HRCCU for many years and have never had a bad experience. All staff have been courteous respectful and go out of their way to make my interactions pleasant.

Ny SideKicker

Ny SideKicker

7 months ago

I’ve been using this branch of HRCCU for well over a decade. The people here are always friendly and many of the people that have been here long term know me by name & are always willing to have a quick chat while doing business. That’s something that earns & keeps my business in a world where human interaction is slowly being phased out! I’ve used many of their services from checking & savings accounts to loans and credit card which carries a long term interest rate under 10% something unheard of on most long term credit cards. Lastly I love their online banking services, they are easy to navigate when I can’t get to the the location itself. Always satisfied with my experience in the Hudson Falls location.

Dino Rosati

Dino Rosati

3 months ago

Always a great experience at this branch. Theresa is awesome!

Pamala Bornitzke

Pamala Bornitzke

3 months ago

Five star service all team members are friendly and knowledgeable

Tina Williams

Tina Williams

10 months ago

I have had a very good experience with the credit union. They have been very helpful with everything that we have been going through. We can’t be more pleased with banking with them and having our home equity through them.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).