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Gowanda Area

PO Box 29, Gowanda, NY 14070
NCUA Insured4.9 (7 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 29

Gowanda, NY 14070

Service Area

This credit union is located in Gowanda and serves members in the NY area. Currently serving 1,867 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.75%

Used Auto Loan

6.25%

Personal Loan

7.50%

Credit Card APR

7.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.9

7 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Sara Sadau

Sara Sadau

3 months ago

Always great customer service! Highly recommend this credit union!!!

Justin Everett

Justin Everett

2 years ago

Opened an account, staff was very friendly and very helpful..

SARA JONES

SARA JONES

a year ago

Always helpful and friendly. Great place to do my banking.

Darren DeBerardinis

Darren DeBerardinis

5 years ago

Great place, great people. Couldn’t ask for a better bunch to do business with. Thank you. Stay safe everyone

Ryan Szyminski

Ryan Szyminski

5 years ago

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).