Meridia Community

4500 SOUTHWESTERN BLVD, Hamburg, NY 14075

NCUA Insured3.6 (43 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Hamburg, NY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

4500 SOUTHWESTERN BLVD

Hamburg, NY 14075

Google Maps 🗺Waze

(716) 648-4411

Service Area

This credit union is located in Hamburg and serves members in the NY area. Currently serving 10,147 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.59%

Used Auto Loan

4.89%

Personal Loan

12.49%

Credit Card APR

11.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Niagara'S Choice— New Auto Loan

Niagara Falls, NY

1.74%

New York Times Employees— Used Auto Loan

New York, NY

2.49%

Palisades— Personal Loan

Pearl River, NY

2.99%

Eastern Operating Engineers— Credit Card APR

Whitestone, NY

3.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.6

43 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

chelsea notaro

3 months ago

I will preface this this saying I never write bad reviews.. Meridia is THE WORST credit union to work with. Will never be bringing my business here again and will be telling everyone I know to stay far away. Also they mailed unnecessary documents with my full social security number on them.. With all the mail theft and fraud that happens these days why in the world would they do that?! Would have given zero stars if I could. Broadview credit union is far superior.

Justin Zarnoch

a year ago

*Update* I received a call from Heather. I forget her exact title, but it was something to the effect of branch operations manager. She was very understanding of how this situation can make a new member feel. After speaking to her, I feel much better about keeping my business with this credit union! No zero star option. Not interested in helping members. More interested in being right, even when it negatively impacts their revenue. I’m talking about you card services 🤓 The branch on Buffalo Street is a much better representation of how members should be cared for.

Bryan Carr

2 years ago

Excellent experience with Mitch today getting a loan. He was attentive to our needs with a great rate and was able to receive approval in hours. I highly recommend Meridia for all your banking needs. The other banks charge way too much for their services.

Katie Moselle

8 months ago

I was a member here since I was 16, and when I fell on hard times, instead of not helping me, they told me I was no longer welcome as a member.

christine Hynes

a year ago

Not friendly right from the greeting and taken into the office. She seemed bothered and had a condescending attitude for first time using a service they provide . Zero personality.