Mid-Hudson Valley

PO Box 1429, Kingston, NY 12402

NCUA Insured4.3 (158 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1963

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Kingston, NY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1963

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO Box 1429

Kingston, NY 12402

Google Maps 🗺Waze

(845) 336-4444

Service Area

This credit union is located in Kingston and serves members in the NY area. Currently serving 94,851 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.41%

Used Auto Loan

7.37%

Personal Loan

11.70%

Credit Card APR

16.13%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Niagara'S Choice— New Auto Loan

Niagara Falls, NY

1.74%

New York Times Employees— Used Auto Loan

New York, NY

2.49%

Palisades— Personal Loan

Pearl River, NY

2.99%

Eastern Operating Engineers— Credit Card APR

Whitestone, NY

3.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(14 total)

Member Reviews

4.3

158 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Ben Curtis

3 months ago

From the moment I walked in to one year later, my customer service an experience have been hands down better than Chase ever was. Plus you’re supporting small local business vs some giant. Their employees are happier too. I love banking with them and today, Jerry helped me understand their overdraft fee structure better than anyone ever had. He even helped me get some of my fees back. Excellent customer service all around.

kayla

7 months ago

Wyle Alattry was so amazing to work with! He was smart, personable and accommodating. He takes the extra mile with any question we had and made sure he could do everything in his power to help in anyway! I’ll be recommending him everytime to friends and family for their banking needs!

Amanda Hitchcock

7 months ago

Wyle Alattry, Lead Platform MSR, has been amazing to work with on multiple projects. He explained every step of the processes and made it incredibly easy. Thank you so much!

Gary Langton

10 months ago

Despite a rocky start with MHVFCU where my customer service experience was less than stellar, Theresa Higgins took charge of the customer service issue to go above and beyond to resolve my issue. She went out of her way to stay with me while I confirmed my problem was resolved and even later followed up with me by calling me to ensure I hadn't experienced any further issues. Theresa is a credit union superstar who I give an A++ for customer service in this impersonal world of AI bots and AI-driven automated customer service engines that are more frustrating than intelligent! Kudos to Theresa and MHVFCU for their commitment to customer service.

Jennifer Tyan

a year ago

I was in the main branch this morning and was lucky enough to have received excellent customer service from Katherine. Katherine went above and beyond to help me and was so caring. She's a top notch, young woman who is definitely prideful in her job! Absolute gem!