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Community Resource

20 Wade Rd, Latham, NY 12110
NCUA Insured4.4 (44 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1935

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

20 Wade Rd

Latham, NY 12110

Service Area

This credit union is located in Latham and serves members in the NY area. Currently serving 7,279 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.94%

Used Auto Loan

9.21%

Personal Loan

14.22%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.4

44 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Dan C.

Dan C.

9 months ago

I've been banking at the Latham location for decades. Checking, savings, retirement, second mortgages, motorcycle loans, always exceptional service! I was sad when Kevin relocated, but the rest of the staff are great too! They have always been there when we needed them. I'll never bank elsewhere!

Amanda Salway

Amanda Salway

a year ago

I have been a member of this credit union for 15 years this year and have ALWAYS recommended this credit union to anyone looking to start with credit unions, however the customer service has gone so far down hill in the past 5 years. We recently did a shared branch deposit of a PAYROLL check. It was held and when I called to ask them to release the hold the call back I got was "we can't release it without a copy of the check", which I understand, but they wouldn't reach out to the credit union we did the deposit with to request it! I've never had this issue before where they couldn't reach out to request a copy and asked me to. That's insane. I have no idea who to ask for, or what to ask, so why am I being told I need to do this now? So disappointed in the customer service, or lack thereof, that is now being provided. 4/3/25-Update: I called this morning at 8:07 am. The credit union was not open, but I left a voicemail asking for someone to call me back as I had a question I was unsure about. It's been many years since I have used a service and was unsure if they still do it(single ACH requests to other credit unions). It is now 2:33 pm and I have still yet to receive a call. I had to call them back to ask the question . I received my answer, they do but for a fee. I went to my other credit union online banking site found they do it for free! If it wasn't for my loans I probably would pull my multiple accounts from here as the customer service is just steadily declining.

michele pinchback

michele pinchback

a year ago

I have been with this bank for over 10 yrs and they always go above and beyond. Had a situation where I needed to be approved for a loan and Pat Shannon was on Vacation and still worked on my loan, gave me ideas to better protect and use the loan and the manager also went to bat for me... I recommend them to anyone looking for banking, loans or consolidation. I came in there with my nerves wrecked and they put me at ease and got my loan and put me is a space to get my credit back to 800's... They actually care and will help any way they can

Cassandra Hallak

Cassandra Hallak

a year ago

My partner and I decided to apply for loan. At first we had Patt who was amazing she wasn’t going to be there for the timeline we needed. So we got transferred over to Chad he was rude one couldn’t remember my partners name even though they had talked multiple times. My partner already had a loan with his sister. And Chad completely screwed our loan up. Saying his sister was in school she’s a full time mother and she has a full time job. My partner has had his account for 5 years with them. Chad is rude my partner and her got declined even though they were already approved once. So then I added my mother on as a co-signer Chad didn’t remember my partners name again but even more was rude. I am filing a formal complaint I would be careful trying to go with a loan from here. The only good person here is patt.

Kristy Coalts

Kristy Coalts

4 years ago

I have been with this bank for over ten years now, I had an issue with the older vehicle I had and decided I needed to go buy a new car. I emailed down to the Latham office and within hours I got a phone call asking how they could help! They had me in that new car within the day and couldn't be happier with the outcome. Kevin is an amazing person to have on the team and the CEO personally came to meet me, which was amazing and it made me feel so much more comfortable. Thank you for being an amazing bank!! You all rock!!!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).