Urban Upbound

1303B 40TH AVE, Long Island Cit, NY 11101

NCUA Insured4.1 (16 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 2009

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Long Island Cit, NY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 2009

Low-Income Designated

Minority Depository Institution (MDI)

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1303B 40TH AVE

Long Island Cit, NY 11101

Google Maps 🗺Waze

(718) 784-5050

Service Area

This credit union is located in Long Island Cit and serves members in the NY area. Currently serving 1,363 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

Personal Loan

12.60%

Credit Card APR

12.60%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Niagara'S Choice— New Auto Loan

Niagara Falls, NY

1.74%

New York Times Employees— Used Auto Loan

New York, NY

2.49%

Palisades— Personal Loan

Pearl River, NY

2.99%

Eastern Operating Engineers— Credit Card APR

Whitestone, NY

3.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.1

16 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Eileen Williams

6 years ago

I called on New Year’s Eve at 9:30 am just to know the hrs they are open. First it rang then went into a recording about the person isn’t available. No announcement of the credit union or anything. I called back 4 times, there was a pick up and a disconnect every time.. such poor service. Would not recommend this credit union to anyone

E Blanding

2 years ago

Great experience with them. I've been a member since 2018 after hearing about them years prior. Can't go with with Upbound Upbound at all.

Princella Cooksey

6 years ago

Staff very friendly, efficient and knowledgeable of their tasks performed. Also, attentive to customers request. Transactionscompleted in short time period.

Tarisse Iriarte

7 years ago

Absolutely horrible experience. I called to get information about opening a business account. I was told I need to speak with with a financial counselor first. The reception had no training, poor customer service and was incredibly clueless about every single question I posed.