Trunorthern

494 E Main St, Malone, NY 12953

NCUA Insured3.4 (24 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1972

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Malone, NY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1972

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

494 E Main St

Malone, NY 12953

Google Maps 🗺Waze

(518) 483-8668

Service Area

This credit union is located in Malone and serves members in the NY area. Currently serving 5,810 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.85%

Used Auto Loan

8.06%

Personal Loan

13.20%

Credit Card APR

6.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Niagara'S Choice— New Auto Loan

Niagara Falls, NY

1.74%

New York Times Employees— Used Auto Loan

New York, NY

2.49%

Palisades— Personal Loan

Pearl River, NY

2.99%

Eastern Operating Engineers— Credit Card APR

Whitestone, NY

3.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(5 total)

Member Reviews

3.4

24 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Austin Kissane

3 months ago

Their lobby is closed on Saturday which is fine but the drive thru should have the capability to print out a new debit card for someone if needed

Nate Mainville

2 years ago

Absolute trash! The bank “upgraded” their systems and none of the payment info was transferred over which caused me to almost miss a payment. I live out of state and I do not receive my statements until well after the payment due date. I updated my information and set up auto-pay in the new system. The new auto pay system did not work, causing me to almost miss another payment! Luckily I caught both in time. The App is also garbage and provides no way to monitor or edit credit card payments. If this wasn’t my oldest credit account, I would close it and never do business with company again.

JOSE SAN PEDRO

3 years ago

The woman named Julie who works at this Credit Union is literally the worst human being I've ever dealt with in my life! Seems like she has something to prove and is arguably the most disrespectful person I've ever dealt with. She shouldn't be dealing with customers. I can only assume that the terrible reviews about this Credit Union is about this woman.

Missfit TV

3 years ago

If any of you value your hard earned money then don’t go to this bank. They take the liberty of paying your bills for you when you don’t have the money for it. Then they have the gaul to add another 30 dollar fee to your account. Very very disappointed and will be taking my business elsewhere, as should all of you.

Derek V

2 years ago

Breanna in the loan department was very helpful and getting us a better rate than our current SeaComm credit card I am glad I called!! Thank you for everything!!