Mohawk Valley

9212 RIVER RD, Marcy, NY 13403

NCUA Insured5.0 (11 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1971

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Marcy, NY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1971

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

9212 RIVER RD

Marcy, NY 13403

Google Maps 🗺Waze

(315) 624-2950

Service Area

This credit union is located in Marcy and serves members in the NY area. Currently serving 3,241 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.53%

Used Auto Loan

7.68%

Personal Loan

10.17%

Credit Card APR

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Niagara'S Choice— New Auto Loan

Niagara Falls, NY

1.74%

New York Times Employees— Used Auto Loan

New York, NY

2.49%

Palisades— Personal Loan

Pearl River, NY

2.99%

Eastern Operating Engineers— Credit Card APR

Whitestone, NY

3.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

5.0

11 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Dan Sullivan

2 years ago

Very easy to conduct business here. The staff is attentive to your needs and answers or gets the answers to all your financial questions. Friendly place to do your banking.

George Pfaff

10 years ago

I have had the good fortune and experience as a MVFCU member since 1978. The Managers and staff have provided exemplary, courteous service with "the usual State employee banking, loan, investment and money management tools along with Savings and checking services. Over the years, Telephone and online credit union personal accounts can be managed by the member without the need to travel to either of their offices. At either office you will find dedicated staff who provide friendly courteous assistance to all customers. Offices are neat and functional; with offices for privacy, comfortable chairs for those who cannot stand for long periods. Rest Room, Conference Room; and Drive Through Transactions can be made from one's auto. I believe the MVFCU provides Excellent Banking and Loan Services; You will be pleasantly surprised if you choose MVFCU as your Banking Companion. Respectfully, George J. Pfaff, Retired.......member 38 years