NCUA Insured
Member-Owned
1 charter
Established in 1972
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Membership is typically limited to employees of specific companies or industries. Contact the credit union directly to confirm whether you qualify.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1972
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Melville and serves members in the NY area. Currently serving 1,621 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.93%Used Auto Loan
6.39%Personal Loan
10.40%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).
Niagara Falls, NY
New York, NY
Pearl River, NY
Whitestone, NY
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.2
5 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsLucia Mayers
3 years ago
Not cooperative, and fraudulent! All three of my stimulus checks were stolen and deposited into an account with this bank. I have been following up with them for two weeks now, after telling them this has been officially identified as fraud by the IRS and notified to all three credit bureaus. They have not responded. Look at their other ratings that aren’t on here, they are not good.
Andrew Rubin
2 years ago
MRFCU has the nicest and most professional people working for them. Always very knowledgeable and helpful.
Keisha Gardener
7 years ago
I love LIRFCU!
Dianne Scalza
7 years ago
Customer service is supreme
Raymund
4 weeks ago
Mina is the best!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(833) 676-3876Website
Visit WebsiteMembers
1,621
Total Assets
$11.1M
Year Opened
1972
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile