Back to New Hartford credit unions

G.P.O.

4311 MIDDLE SETTLEMENT RD, New Hartford, NY 13413
NCUA Insured2.9 (19 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1978

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

4311 MIDDLE SETTLEMENT RD

New Hartford, NY 13413

Service Area

This credit union is located in New Hartford and serves members in the NY area. Currently serving 42,772 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.49%

Used Auto Loan

6.49%

Personal Loan

9.56%

Credit Card APR

8.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(9 total)

Member Reviews

2.9

19 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Mike Wagner

Mike Wagner

6 months ago

Superior customer service, I just wish fraud detection would call you as soon as they put a hold on your card-rather than you having to call them when it fails at the grocery store, scrambling before the bank closes. Edit: they did call, Verizon was just overzealous about blocking their number and not notifying me. Review changed to reflect new development.

Eric Cleveland

Eric Cleveland

10 months ago

This bank is awful to deal with on the phone. I called with 2 simple questions and just got talked over by Mary Ann Powers. She also seemed to think she was a financial advisor during our chat. Someone should remind her she’s a customer service rep and to focus on that instead. I’ve been with this place for 30 years and the customer service on the phone will get you no where. If they don’t answer don’t even bother leaving a message. Nobody is going to return your call. Can’t wait to open an account elsewhere

celia feliciano

celia feliciano

a year ago

The worst wait time for customer service. Bank hours for Saturday is at 9:00am . I called at 9:18 and was already the tenth caller. I chose the option for a call back and never received that phone call . Mind you the message states rather than wait on hold we can call you back when it’s your turn. So an hour passed and now I am calling back and I am number 44 in Que. word of advice stay on hold they will not call you back . Poor customer service

Max Coyne

Max Coyne

2 years ago

A woefully behind the times & sloppy bank. They failed to update my address & sent my debit card to my old address. This has resulted with me no way to get access to my own money thanks to their staff incompetence. They are untimely & unhelpful. GPO recommends using personal checks as a back up. Fewer & fewer businesses take them anymore. A reliable & trustworthy bank would know this. GPO FCU does not. It is 2024 & GPO's technology peaked in 1994. Given how quickly financial technology moves, you will find that keeping your money with GPO puts you at a disadvantage. GPO is not Apple Pay or tap pay friendly.

thomas netzband

thomas netzband

3 years ago

I have had a very good experience to date with GPO. The staff is always willing to help with any questions that you might have. I have had 2 loans with these folks and they made the process easy as possible. The inside of the credit union was clean and well laid out. The outside has plenty of parking,well landscaped and wheelchair accessible.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).