Lower East Side People'S
Verified Information
NCUA Insured
Member-Owned
1 charter
Established in 1986
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →Verified Information
NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1986
Low-Income Designated
Minority Depository Institution (MDI)
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
Location & Directions
Service Area
This credit union is located in New York and serves members in the NY area. Currently serving 8,792 members.
Membership Info:
Contact the credit union to confirm membership eligibility requirements for your area.
Note on Membership
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Financial Health
Q4 2025 · NCUAKey indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Loan Rates
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.51%Used Auto Loan
5.19%Personal Loan
12.80%Credit Card APR
14.47%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Best Rates in NY
Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).
Niagara Falls, NY
New York, NY
Pearl River, NY
Whitestone, NY
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
Branches & Locations(5 total)
Member Reviews
3.5
69 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google Maps
John Maire
3 months ago
I LOVE LESPFCU!!! Kathleen Cordero is the best ever! She has consistently gone above & beyond normal service for me on more occasions than I can recall. She has saved my bacon numerous times, and kept me financially on track. For someone who has very limited banking, technical & financial experience such as myself, she and her team have been literal life savers. I can’t thank them enough.
Anton Relin
3 months ago
This review is mostly for Katherine Cordero - what an incredible mortgage officer who has gone above and beyond to make sure we make it to closing. She has carefully scrutinized everything and caught errors no one else has, and you should see how she takes command of an email thread. Support your local credit unions and also thank you again Katherine for everything so far.
Benjamin Laufer
8 months ago
Discriminatory practices are being applied, as the bank refuses to honor its own stated requirements and standards of service. While claiming to serve the people of New York, their actions suggest otherwise. I strongly recommend that others consider utilizing alternative banking services.
Tiffany Alexander
a year ago
Sarah was super helpful! She went above and beyond to assist me, it was a pleasure speaking with her. She has helped me to remember there are still good people in this world! Luis at the location of 37 Avenue B assisted me. He was polite and very professional. It’s representatives such as the two I named in this review that’ll keep customers from taking their business elsewhere. Awesome service Sara and Luis!!
Sharisa Flores
a year ago
I been with them over 20 years. Every deposit in my working life went to them. I have recruited over 30 new members and promoted them in the community. However, this community bank won’t provide any credit assistance despite my decent salary. No offer to assist with credit recovery. This clearly violates the Community Reinvestment Act - Where it encourages insured depository institutions to help meet the credit needs of the communities in which they are chartered. I have to complain about this…
Contact Tips
Best Time to Call
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
What to Ask
- • Current loan rates & terms
- • Membership eligibility requirements
- • Minimum deposit to open an account
- • Online & mobile banking features
NCUA Insured
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Key Information
Phone
(212) 529-8197Website
Visit WebsiteMembers
8,792
Total Assets
$87.0M
Year Opened
1986
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile