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Greater Niagara

2901 MILITARY RD, Niagara Falls, NY 14304
NCUA Insured4.2 (52 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

2901 MILITARY RD

Niagara Falls, NY 14304

Service Area

This credit union is located in Niagara Falls and serves members in the NY area. Currently serving 7,865 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.46%

Used Auto Loan

6.05%

Personal Loan

13.26%

Credit Card APR

8.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.2

52 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Solomon

Solomon

2 years ago

I love this CU! The team there at GNFCU is awesome. There was a time when other institutions refused to give me a credit card (no credit history), but GNFCU stepped in and save the day. I will never forget how good they've been to me. I'd highly encourage everyone to capitalize on the affordable services they are providing for the community. Community based institutions are essential for our growth and development; and GNFCU is doing an excellent job serving the community!

Kiki Jones

Kiki Jones

5 months ago

Great bank, very great with my car loan. The only downside is having to call or show up to the bank every month to make payment. They had a mobile banking option to pay by card for 2 months and got rid of it, when I’d asked about it they said it’d be back and I’ve never see it since. This was over 2 years ago. Now I am unable to use my Capital One card to make payments by phone because they no longer accept it and I don't even live in the state to appear in person anymore. Not sure how they expect me to pay them :|

Gary Zanghi

Gary Zanghi

11 months ago

Been a member of the credit union since the early '80s. Always great service, friendly and courteous. Highly recommend

YXD

YXD

2 years ago

Julie is the most wonderful and responsive loan officer I have been working with. She spent time and took extra steps to help me navigate the very tight timeline the car dealership gave to me. She guided me through all the documentation requirements and helped me secure the best loan rate in the market. I wouldn’t hesitate to recommend Julie to anyone who is looking for a loan.

Maria Micale

Maria Micale

a year ago

Greater Niagara FCU helped me refinance a dealer car loan with reasonable interest rate vs. what the dealer offered to me for someone having very good credit. Julie was very nice and professional. She made this auto loan refinance very easy to do. I highly recommend the Greater Niagara FCU for your loan needs.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).