Niagara Falls a F

2420 Olmstead St, Niagara Falls, NY 14304

NCUA Insured4.0 (7 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsBusiness Loans

Location & Directions

Address

2420 Olmstead St

Niagara Falls, NY 14304

Google Maps 🗺Waze

(716) 297-4034

Service Area

This credit union is located in Niagara Falls and serves members in the NY area. Currently serving 1,689 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.25%

Used Auto Loan

7.44%

Personal Loan

17.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Niagara'S Choice— New Auto Loan

Niagara Falls, NY

1.74%

New York Times Employees— Used Auto Loan

New York, NY

2.49%

Palisades— Personal Loan

Pearl River, NY

2.99%

Eastern Operating Engineers— Credit Card APR

Whitestone, NY

3.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.0

7 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Michael Lizauckas

4 years ago

I have been a member of Niagara Falls AFB Federal Credit Union since 1987, that's 34 years of interactions and experiences with the credit union and their staff. That is a great deal of time and history with one establishment when you consider that Niagara Falls AFB Federal Credit Union has only been serving members since 1955, or a total of 66 years. In my lifetime I have belonged to about a half a dozen various credit unions both locally and out of the state. So I can speak with experience and authority when I say the following. By far, this is the best credit union that I have ever belonged to and/or been a member of in my lifetime!!! One of the hard to find conveniences that I truly value, appreciate and find the most helpful is being able to access my account via their 24/7 automated telephone line without the need of a smart phone, computer or the internet. Today as a USAF Veteran I would just like to say to the staff at Niagara Falls AFB Federal Credit Union, "Thank you for your service". Posted Monday, September 06, 2021

Kelley Green

10 years ago

My Mother opened an account for me here 35 years ago. All the people have been great over the years. I wouldn't bank anywhere else. My granddaughter thinks it's pretty neat to see the planes up close when I take her on base with me.

billzilla66

2 years ago

When they went home for the long holiday weekend, they shut everything down, including the computers that allow us to access our money. It's going to be a very bad New Year.

Dowal Surpreet

10 years ago

I love the quaintness of this building because it is truly a fortress. Simple, yet affective keeps my account open without fees and the employees are nice as well.