Town of Hempstead Employees

1830 GRAND AVE, North Baldwin, NY 11510

NCUA Insured3.8 (19 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1963

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around North Baldwin, NY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1963

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1830 GRAND AVE

North Baldwin, NY 11510

Google Maps 🗺Waze

(516) 867-4730

Service Area

This credit union is located in North Baldwin and serves members in the NY area. Currently serving 9,657 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.69%

Used Auto Loan

5.19%

Personal Loan

15.75%

Credit Card APR

15.40%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Niagara'S Choice— New Auto Loan

Niagara Falls, NY

1.74%

New York Times Employees— Used Auto Loan

New York, NY

2.49%

Palisades— Personal Loan

Pearl River, NY

2.99%

Eastern Operating Engineers— Credit Card APR

Whitestone, NY

3.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

3.8

19 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Krista Alliegro

5 months ago

Im leaving this review for the loan department which is highly unprofessional and rude. I will be leaving this bank as soon as possible due to their unprofessionalism on multiple accounts. I have been a loyal member for years and they just don't care.

cutie pie

4 years ago

I meant to make this review a while ago but didnt have the time till now. This credit union is the best. Even though the pandemic they did everything they can to help you. Yes I wish they had more branches but anytime I needed help they went above and beyond especially Donna. It was a trying time for everyone and with that being said I want to say I'm glad to be a member of this credit union.

john

2 years ago

Small Credit Unions like this are better than big Banks. you get much more attention and faster service. The staff here is great.

Chris barreca

4 years ago

I’ve been credit union member for many years and I never had a problem with anything. The employees are always willling to help and again never any problems. It’s always a pleasure to know I belong to something so reliable.

Christian Montano

5 years ago

Awful in every way possible. One location that closes at 3pm when the rest of the world works until 5 and 6. No atm locations anywhere. Terrible mobile app that doesn't have let you deposit checks so you're forced to come the 1 day a week theyre open passed 3. Terrible location with one drive thru and very little parking. Slow to the point where I was able to write this entire review while waiting in line at their drive thru. Possibly a good bank in 1984, terrible and behind the times in 2020.