Back to Olean credit unions

High Point

234 Homer St, Olean, NY 14760
NCUA Insured3.8 (43 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1972

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

234 Homer St

Olean, NY 14760

Service Area

This credit union is located in Olean and serves members in the NY area. Currently serving 21,030 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

3.99%

Personal Loan

9.99%

Credit Card APR

13.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(6 total)

Member Reviews

3.8

43 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Nicole Peterson

Nicole Peterson

4 months ago

dealt with Lauren online about a transaction dispute, she was rude and unprofessional. I bank with a credit union to get better customer service and rates and all I've gotten so far from Lauren was customer disservice. Do better

Michael Hill

Michael Hill

3 months ago

They’re slower than molasses; they can’t pick up the phone to answer your question; you have to message them through the app.

Natalie Smith

Natalie Smith

a year ago

Darla was a lifesaver for me dealing with an extreme overcharge from a car rental company. I can imagine I was pretty panicked and stressed on the phone when I called to see if there was anything I could do to stop these charges. She listened to and addressed all of my concerns and was so helpful and understanding throughout the week of dealing with this. We are so lucky to have a local credit union that cares and values their members like Highpoint does! So grateful

Kristen Marie

Kristen Marie

a year ago

Im in the process of switching my fathers bank to another bank if they dont get their bank issues figured out soon. Im already looking at other banks for him to go to because everytime he makes an online order with his card it never goes thru because this bank/credit union has authorization issues everytime we make an online purchase. This has caused a lot of issues including my Grandmother not getting her Birthday present because the transaction kept declining even though he had well over enough money in his bank to accommodate his orders. The staff is very friendly but the banking is not working like it should. If he wants to use his card to order something online then he should be able to with no issues. My father doesn't have a computer to keep track of all of these orders that keep getting declined which is making things worse. We've called the bank everytime we have an issue and they say everything should go through fine but we're still having problems. Gets us no where

Susan Muse

Susan Muse

10 months ago

I was a loyal customer for over 18 years. But since switching to high point from Olean area Federal credit Union, I've had nothing but issues. Some even slightly before that. I just got to the point where I was so fed up with not flagging fraud the way that they're supposed to and identifying things as fraud that were not fraudulent and would not let me process them through and several other issues.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).