NCUA Insured
Member-Owned
1 charter
Established in 1972
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Olean, NY may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1972
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Olean and serves members in the NY area. Currently serving 21,030 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.99%Used Auto Loan
3.99%Personal Loan
9.99%Credit Card APR
13.50%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).
Niagara Falls, NY
New York, NY
Pearl River, NY
Whitestone, NY
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.8
43 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsNicole Peterson
4 months ago
dealt with Lauren online about a transaction dispute, she was rude and unprofessional. I bank with a credit union to get better customer service and rates and all I've gotten so far from Lauren was customer disservice. Do better
Michael Hill
3 months ago
They’re slower than molasses; they can’t pick up the phone to answer your question; you have to message them through the app.
Natalie Smith
a year ago
Darla was a lifesaver for me dealing with an extreme overcharge from a car rental company. I can imagine I was pretty panicked and stressed on the phone when I called to see if there was anything I could do to stop these charges. She listened to and addressed all of my concerns and was so helpful and understanding throughout the week of dealing with this. We are so lucky to have a local credit union that cares and values their members like Highpoint does! So grateful
Kristen Marie
a year ago
Im in the process of switching my fathers bank to another bank if they dont get their bank issues figured out soon. Im already looking at other banks for him to go to because everytime he makes an online order with his card it never goes thru because this bank/credit union has authorization issues everytime we make an online purchase. This has caused a lot of issues including my Grandmother not getting her Birthday present because the transaction kept declining even though he had well over enough money in his bank to accommodate his orders. The staff is very friendly but the banking is not working like it should. If he wants to use his card to order something online then he should be able to with no issues. My father doesn't have a computer to keep track of all of these orders that keep getting declined which is making things worse. We've called the bank everytime we have an issue and they say everything should go through fine but we're still having problems. Gets us no where
Susan Muse
10 months ago
I was a loyal customer for over 18 years. But since switching to high point from Olean area Federal credit Union, I've had nothing but issues. Some even slightly before that. I just got to the point where I was so fed up with not flagging fraud the way that they're supposed to and identifying things as fraud that were not fraudulent and would not let me process them through and several other issues.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(716) 372-6607Website
Visit WebsiteMembers
21,030
Total Assets
$414.7M
Year Opened
1972
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile