Pittsford

PO BOX 346, Pittsford, NY 14534

NCUA Insured4.5 (25 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1968

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Pittsford, NY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1968

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

PO BOX 346

Pittsford, NY 14534

Google Maps 🗺Waze

(585) 624-7474

Service Area

This credit union is located in Pittsford and serves members in the NY area. Currently serving 21,238 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

5.75%

Personal Loan

10.00%

Credit Card APR

9.49%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Niagara'S Choice— New Auto Loan

Niagara Falls, NY

1.74%

New York Times Employees— Used Auto Loan

New York, NY

2.49%

Palisades— Personal Loan

Pearl River, NY

2.99%

Eastern Operating Engineers— Credit Card APR

Whitestone, NY

3.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.5

25 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Yagna Theja Daggupati

4 years ago

Recently, I took my auto loan from here. The employees here are polite, and assisted me in all ways possible. Unlike bigger banks, it’s easy to contact them on phone for assistance. They gave me the best auto loan rate. People must contact credit unions first for better rates. It also seems like supporting local community. Seems like whole place is run by women which gave me the vibes of women empowerment, that’s one great thing about this bank. I was assisted by Christina, she is polite, quick response, and never got irritated for my silly questions. My case is bit different and new to them, but she handled with ease.

Christian Goldengates

4 months ago

Pittford Federal Credit Union is a nice quiet off the beaten path place to do your banking, while benefiting from credit union rates.

Webster, NY

2 years ago

December, 2023: Their staff were quite nice & helpful. The Pittsford bank 🏦 was clean & festive.

Zach Lachance-Butler

4 years ago

I have been banking at PFCU for over 20 years. From auto loans to personal loans to credit cards they have always provided very competitive rates. But by far the best part of banking here is the incredible customer service I receive. They have gone above and beyond to help me meet my needs and goals. It's also just really nice to call your bank and speak to the same person you have been for years!

Christina Maley Higley

7 years ago

LOVE LOVE LOVE this bank! Been banking with them since I was a teenager! From basic accounts to a credit card, to line of credit, to a car loan, to a HELOC...I have had a positive experience with it all! Love that they know who I am and have watched my kids grow! My kids love the stickers/attention from tellers and free member ice cream in the summer. Really wish they would consider offering business banking even if just savings and checking accounts for small businesses! I hate that I had to put my business account elsewhere as we grew and needed my finances separate. Would highly recommend them to anyone!