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Genesee Co-Op

395 GREGORY ST, Rochester, NY 14620
NCUA Insured4.7 (29 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1981

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

395 GREGORY ST

Rochester, NY 14620

Service Area

This credit union is located in Rochester and serves members in the NY area. Currently serving 4,556 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.74%

Used Auto Loan

16.00%

Personal Loan

13.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.7

29 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Samuel Pastol

Samuel Pastol

8 months ago

The Genesee co-op everhead they definitely do what they say and they make sure everything is unfractable it's definitely a place for people that are looking to have a community understand

Amy's Pottery and More

Amy's Pottery and More

a year ago

We need more credit unions like this. Big or small these folks help all. I have been a member a long time and I think we need to remember local markets and local companies don't always have the resources as the big guys. Sometimes its helpful if we take into consideration the mission of credit unions like this and the people they help. Not all times is going to be super easy but I know that its helping My people right here in Rochester NY not helping some equity position far, far away. Thank you for having us as members. Robert C. Ayala

Ahmad Ibrahimi

Ahmad Ibrahimi

7 months ago

Top local credit union with professional and friendly staff :)

Book Worm

Book Worm

5 years ago

I had a wonderful experience with this credit union. Everyone from the tellers to the loan officers and even management have been super kind and receptive to my needs. The process itself was incredibly easy and the rates can't be beat.

June Capitulik

June Capitulik

8 years ago

They are like family to me and have been for many years. I would not bank anywhere else. They helped me buy my first home, repaired my credit, given me advise on buying a car, insurance, any financial questions were answered in terms I could understand. You will never want to go anywhere else. If there were more stars they would have them all!!!!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).