NCUA Insured
Member-Owned
1 charter
Established in 1981
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1981
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Rochester and serves members in the NY area. Currently serving 4,556 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
4.74%Used Auto Loan
16.00%Personal Loan
13.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).
Niagara Falls, NY
New York, NY
Pearl River, NY
Whitestone, NY
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.7
29 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsSamuel Pastol
8 months ago
The Genesee co-op everhead they definitely do what they say and they make sure everything is unfractable it's definitely a place for people that are looking to have a community understand
Amy's Pottery and More
a year ago
We need more credit unions like this. Big or small these folks help all. I have been a member a long time and I think we need to remember local markets and local companies don't always have the resources as the big guys. Sometimes its helpful if we take into consideration the mission of credit unions like this and the people they help. Not all times is going to be super easy but I know that its helping My people right here in Rochester NY not helping some equity position far, far away. Thank you for having us as members. Robert C. Ayala
Ahmad Ibrahimi
7 months ago
Top local credit union with professional and friendly staff :)
Book Worm
5 years ago
I had a wonderful experience with this credit union. Everyone from the tellers to the loan officers and even management have been super kind and receptive to my needs. The process itself was incredibly easy and the rates can't be beat.
June Capitulik
8 years ago
They are like family to me and have been for many years. I would not bank anywhere else. They helped me buy my first home, repaired my credit, given me advise on buying a car, insurance, any financial questions were answered in terms I could understand. You will never want to go anywhere else. If there were more stars they would have them all!!!!
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(585) 461-2230Website
Visit WebsiteMembers
4,556
Total Assets
$47.4M
Year Opened
1981
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile