NCUA Insured
Member-Owned
1 charter
Established in 1975
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Rochester, NY may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1975
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Rochester and serves members in the NY area. Currently serving 1,353 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.75%Used Auto Loan
7.26%Personal Loan
11.77%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).
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Pearl River, NY
Whitestone, NY
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.9
22 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsJaspreet singh
11 months ago
Very Disappointed with the CEO's Conduct I recently called Greece Federal Credit Union and politely asked if I was speaking with the CEO. Instead of allowing me to explain the reason for my call, she abruptly stated she was going to hang up — and then did so. I was shocked by how dismissive and unprofessional the interaction was. What’s even more surprising is that this individual promotes spirituality and leadership coaching outside of her role. If this is how she handles basic communication, it raises serious concerns about the values being promoted through that coaching. The experience left a very bitter impression. People often portray a very different image publicly than how they actually behave. Based on this encounter, I would never consider doing business with a credit union where leadership treats people in such a manner.
Lenora Paige
3 years ago
I have been a member of Greece Community Federal CU for over 10 years and have always found their customer service excellent. They are always willing to assist with any financial question or need I have. Two of my children have their auto loans with the credit union and the process for quick and simple.
nita mcgowan
9 years ago
I'm writing this review in hopes that I can save someone from becoming a member here. The Greece federal credit union tried to cash a voided check, a stop payment check and then charged my account a 37$ fee. Their incompetence and negligence ended up costing me 37$. If you want to bank with an institution that looks out for their members, is honest, polite and competent then GCFCU is not for you and I suggest you find another banking institution. I have since found another credit union where they treat their members with respect and have way better rates.
Joe Fina
6 years ago
Been driving by this place for the past 17 years when I decided, on a whim, to stop in to see if they offer motorcycle loans. Long story short ... my credit score is excellent and the motorcycle loan was so good that I then refinanced two cars. In doing so, I'm saving a few thousand dollars in interest versus the "preferred customer" loans I had in place at local banks that I've been doing business with for years. Would highly recommend if shopping for an auto/motorcycle loan.
Robin Smith
9 years ago
I have a friend who use to use this credit union, but she has had nothing but problems with them.. Management needs to take a look on how their employees talk to and treat their customers. Maybe it would be a good idea to have their employees take a customer service training.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(585) 865-2560Website
Visit WebsiteMembers
1,353
Total Assets
$12.4M
Year Opened
1975
Net Worth
Well Capitalized
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile