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Ukrainian

824 E RIDGE RD, Rochester, NY 14621
NCUA Insured4.5 (41 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1953

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

824 E RIDGE RD

Rochester, NY 14621

Service Area

This credit union is located in Rochester and serves members in the NY area. Currently serving 28,425 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.71%

Used Auto Loan

5.80%

Personal Loan

11.54%

Credit Card APR

17.01%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(15 total)

Member Reviews

4.5

41 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
racerpoet

racerpoet

10 months ago

I have been banking with the Ukrainian Federal Credit Union since I was kid. My very first bank account was opened here, as well as my first credit card. UFCU has a special place in my heart. I love this place, the community, and the personalized service. I know most of the staff, and they know me by name. The quality of service and the rates are quite good, but sometimes speed of service is lacking. Being a smaller credit union, the UFCU also doesn't offer as many credit products or have the same high limits as other larger financial institutions. This has slowly led me to move my money elsewhere. I still come here on occasion to deposit a check or two, but only having one to two tellers at the desk makes things slow. My transactions are usually very quick: cash deposit, cash withdrawal, or check deposit. Two minutes and I'm out. Waiting 20+ minutes to make a two-minute transaction is a little bit ridiculous. This has happened on multiple occasions. One time I just ended up leaving and coming back later. If you're Ukrainian, having an account here is pretty much a must. Despite the drawbacks, I still love this community and the culture behind our credit union. Great community. Personalized service. Perfect for Ukrainians. Could work on the speed.

Lily P

Lily P

a year ago

Always very prompt to solve and resolve any issues that come up. Recently i had a charge on my credit card that was not correct and I contacted Christine T at the branch and she quickly helped me with my issue and was very kind and professional in doing so. Her knowledge and experience are very helpful and put me at ease knowing my finances were secure and that my issue was resolved. Thank you.

Thomas Ciavarri

Thomas Ciavarri

9 years ago

By far the very best banking institution in Rochester. The ethnic background of all of the staff lends itself to being friendly and kind no matter what is going on. Staff is helpful, and will go far and away more than any other bank ever thought about doing. They treat you like someone special no matter your financial background. Roman, the bank manager, knows people by name who bank with them. They will help at all costs. If all banks were like this credit union, people would not hate them! Thank you for your service to myself and my family.

Jessica Douglas

Jessica Douglas

2 years ago

Today I was having trouble downloading payoff statements for our mortgage. I called and thank goodness Natalia picked up the phone. She had all the answers. She was patient, professional, and thanks to her we will have all we need sent directly to our email. Thank you!

Loveand Scout

Loveand Scout

9 years ago

If you haven't already divested from big banks, you should. I've been a member of Rochester Ukrainian Federal Credit Union for a few years and am very happy. Great personal service. I highly recommend!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).