Back to Rome credit unions

Americu

1916 Black River Blvd, Rome, NY 13440
NCUA Insured3.7 (72 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1978

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1916 Black River Blvd

Rome, NY 13440

Service Area

This credit union is located in Rome and serves members in the NY area. Currently serving 202,033 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.37%

Used Auto Loan

8.51%

Personal Loan

8.45%

Credit Card APR

11.10%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(23 total)

Member Reviews

3.7

72 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Tilda Smith

Tilda Smith

3 months ago

I recently decided to purchase a vehicle and went with this credit union. Marta M is by far the best advisor hands down. Her customer service, patience, ability to explain things so well, and being so kind. She made this process very easy and stress free. I highly recommend this credit union and Marta for any of your financial needs! She is the best. 1000/10!! 😊

AZ IF

AZ IF

3 months ago

Erin D . at the front desk in Black River Blvd is honestly one of the best parts of coming here. She’s always smiling, super friendly, and actually wants to help—like, you can tell she loves her job. Doesn’t matter if it’s a simple question or something bigger, she jumps in eager to fix it. Makes the whole visit feel easy and warm. 5 stars just for her.” She rocks !

Abbie Sunderland

Abbie Sunderland

4 months ago

My experience with Amanda Becraft today was standout. She is incredibly professional, efficient, and handled my transactions with total accuracy. It’s rare to find someone who balances speed with such a welcoming attitude. If you’re heading into the branch, definitely look for her!

Wendy Lodge

Wendy Lodge

3 months ago

Had the best assistance I could ask for buying a car 2/26/26. Jason Cingranelli helped with answering every question I had and helped me make the best decision on how to go forward with the loan. Please, Contact him! He'll assist you! Thank you again Jason.

Elizabeth Shelly Snyder

Elizabeth Shelly Snyder

3 weeks ago

The branch in Rome N.y is OUTSTANDING. There is not one person who is not kind ,helpful , respectful. They are always smiling and the way they work together makes you want to only go there . I will not go any where else . Had I not tried th is branch I was getting ready to close my account . They sure deserve to hear from their higher ups on how good of a job they are doing.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).