Secny

4727 WEST SENECA TURNPIKE, P.O. BOX, Syracuse, NY 13215

NCUA Insured3.3 (25 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1971

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Syracuse, NY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1971

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

4727 WEST SENECA TURNPIKE, P.O. BOX

Syracuse, NY 13215

Google Maps 🗺Waze

(315) 469-5599

Service Area

This credit union is located in Syracuse and serves members in the NY area. Currently serving 16,005 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.24%

Used Auto Loan

6.66%

Personal Loan

10.68%

Credit Card APR

10.25%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Niagara'S Choice— New Auto Loan

Niagara Falls, NY

1.74%

New York Times Employees— Used Auto Loan

New York, NY

2.49%

Palisades— Personal Loan

Pearl River, NY

2.99%

Eastern Operating Engineers— Credit Card APR

Whitestone, NY

3.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(7 total)

Member Reviews

3.3

25 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Marianna DelCastro-Perez

3 years ago

They make up "rules" as they go. They charge more fees than Chase Bank. Their customer service is negative 1. They don't treat all customers equally, if you catch my drift. You'd be better off at a bank with the amount of fees for using your money trust me !

Dr. E Frankel

4 years ago

Obvious SECNY is my credit union for a three years, the personal care is outstanding. [Lori] is awesome! Her level of customer service is by far some of the best I have ever experienced, and I do not believe this is the first time I have encountered her. She is very professional, and you get the sense she really wants to help. Five stars! Thank you for an outstanding service!

Erika C

4 years ago

My husband has been banking here for at least 10 plus years, and they have the rudest staff EVER! I'll see the tellers being super kind and sweet, then when it's my husband's turn they turn cold and aren't being friendly at all. I keep tell he that he needs to close his accounts here, but he continuesly wants to give them chance after chance. I would never bank here or recommend it to any of my friends and family.

Patricia Scott

4 years ago

Never ever had a problem with this credit unions. My husband and I have been members for over 30 years and have had multiple loans through them and have never been denied. We wouldn't even consider going anywhere else.... Keep up the great work.

jessica Carson

4 years ago

This bank is so inconvenient. My card is CONSTANTLY declined and sent to fraud detection for normal purchases at least once a month, which puts your card on hold so you cannot use it until you call them. You also have limited transactions in a day and cannot use it for more than $750 online in 24 hours. So forget about making any big purchases online. Switching banks ASAP it is so frustrating, I can’t even pay rent in 1 day.