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Trailnorth

1172 NYS Route 9N, Ticonderoga, NY 12883
NCUA Insured3.2 (18 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1954

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1172 NYS Route 9N

Ticonderoga, NY 12883

Service Area

This credit union is located in Ticonderoga and serves members in the NY area. Currently serving 10,967 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.24%

Used Auto Loan

6.74%

Personal Loan

10.99%

Credit Card APR

14.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

3.2

18 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Lauren Kraut

Lauren Kraut

7 months ago

I came in there to get a bank statement about the $5 I opened my savings account with and found out that my account was closed. It was for DSS. They told me that someone back in May rang up $135. So they charged it off. I said it was fraud. I knew nothing about such charges. Um, I’ve never had $135 in any Trail North account, (I’m poor.) Just tried to open up a savings account once. I don’t like how the matriarch lady in e-town accused me of dishonesty in front of other strangers, customers standing there. That was stupid small town judgmental crap. Meanwhile, I was just trying to get back to DSS with an account statement about the original five dollars that I opened my account with. Meanwhile, I’m charged $135 and matriarch-bank-lady only gave me judgment. She’s not a judge nor a detective. It’s another fraud charge on my credit that I have to go deal with, and she was not very compassionate and didn’t believe me. People should stick to what they know. People should wait until they know what has been proven. What you’re supposed to do when their account is charged off is take the customer (the person who entrusted your private identifying info and ss number info for cu or bank) behind closed doors and apprise them of the situation. You don’t stand there and berate them in public, in front of other (stranger) customers, in front of people waiting in line and humiliate them and denigrate them like you’re at the Wooden Nickel, over $135 that they’ve never had in any such account. Do not humiliate people like that in public over a charge-off when they SAY (like I did) “I had no knowledge of this.” I’m saying it again in public now. That bank matriarch was so unprofessional and silly. Truly and by far, the most unprofessional and emotional bank people I’ve ever dealt with.

Beth Chagnon

Beth Chagnon

11 months ago

No customer service. When you are a member and have been for years and they wont let you deposit a check ! When you say you are for your members and community and are there to help! How can people pay their bills when they can't deposit their money? Disgraceful to do to a young family with a newborn! People will be doing their banking elsewhere!

Scotty Drew

Scotty Drew

a year ago

Bank always restricts your card and you can never make purchases online without them putting a hold on it. Makes it super hard to run a business knowing you have the funds and the bank prevents your purchase from going through. Consistent issue with trail north

Linda Wahrer

Linda Wahrer

a year ago

UPDATE 06/2025 I've read some reviews that people can't use their cards or purchase online. People don't understand that a Credit Union, especially Trail north (Ticonderoga CU) is there to protect their people. IF they hold something it's because they want to be sure you aren't being scammed etc. I for one appreciate their extra steps of keeping me & my accounts protected. IF you want a bank that doesn't give a care and just allows you/your account to be accessed ol time, then leave a Credit Union; as they are NOT your typical bank that doesn't care if you are scammed or you overpay and then blame you and go after you. ...I've had my accounts with (Ticonderoga Federal credit Union) now Trail north; for 8 year's now and they have always always been friendly, helpful and very informative and up front. I've had several loan's with them. I wouldn't think of going anywhere else. Very trustworthy UPDATED:: 07/03/2023 BEST SERVICE hands down!!! ALWAYS quick to resolve any issues and VERY Trustworthy I feel Very Safe with TrailNorth and will continue to so. Had so many issues with other Bank in the past which is why I decided to go with TFCU Now TrailNorth….NEVER had any rude service or issues with my accounts…. THANK YOU Staff at Ticonderoga TrailNorth 👏

Jourdyn Scozzafava

Jourdyn Scozzafava

5 years ago

Full disclosure: I used to work here, but my opinion is completely unbiased. That being said, I have had an account with them years prior, going on five now. Okay, so this credit union is by far the best credit union I've ever had the pleasure of being a member of! They are always welcoming, they never have anything to say about their members, but nice things (including the rude people)! They treat you with respect, they listen to you and will help you in any way they can. A truly good team of human beings, hands down. I will never leave them. Just my opinion. Every one of us is allowed to have one:)

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).