Western Division

6750 MAIN ST, Williamsville, NY 14221

NCUA Insured4.8 (462 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Williamsville, NY may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

6750 MAIN ST

Williamsville, NY 14221

Google Maps 🗺Waze

(716) 632-9328

Service Area

This credit union is located in Williamsville and serves members in the NY area. Currently serving 11,410 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.24%

Used Auto Loan

5.49%

Personal Loan

12.00%

Credit Card APR

9.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NY

Lowest rates currently reported by credit unions in NY (NCUA Q4 2025).

Niagara'S Choice— New Auto Loan

Niagara Falls, NY

1.74%

New York Times Employees— Used Auto Loan

New York, NY

2.49%

Palisades— Personal Loan

Pearl River, NY

2.99%

Eastern Operating Engineers— Credit Card APR

Whitestone, NY

3.99%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.8

462 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Julie G

3 months ago

From start to finish, Claire treated us with nothing but kindness, efficiency, and a very keen clarity of the entire process! Her follow up and attention to detail was unmatched. We are so happy to be members of western division !

Lisa Tubridy

3 months ago

The customer service at WDFCU is incredible. They’re so efficient and their communication on anything regarding your accounts is better than most other financial institutions I’ve worked with. They treat you like a friend instead of a customer and it really feels like they have your best interests at heart.

Dennis Goodwill

7 months ago

My experience with Kristen's help refinancing my truck was amazing. What a beautiful person. Very very helpful. I'm not the sharpest tool in the shed and she walked me through everything and explained everything very carefully. You should be proud to have a person like that working for you. I just want to say thank you so very much. I appreciate it. Have a wonderful day.

Kathy Griffin

3 months ago

I was very pleased with the customer service I received at WDCU. Applying for my loan was easy. James called me with updates and was very polite and helpful. He deserves a 5 star rating!

Gabrielle Colson

8 months ago

I’ve had such an awesome experience with Western Division Credit Union! Everyone there is so friendly and easy to work with, and you can really tell they care about their members. I especially want to mention Kelly S. — she’s absolutely amazing! Kelly was super helpful, patient, and made everything so simple from start to finish. She was always easy to reach and quick to respond, which made the whole process stress-free. You can tell she truly enjoys helping people, and it shows in the way she treats her customers. It’s so refreshing to work with someone who goes above and beyond like that. I’m really glad I chose Western Division — and especially thankful for Kelly for making it such a great experience!