Arcade

151 Patton Ave Ste 280, Asheville, NC 28801

NCUA Insured3.7 (6 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Asheville, NC may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

151 Patton Ave Ste 280

Asheville, NC 28801

Google Maps 🗺Waze

(828) 254-1582

Service Area

This credit union is located in Asheville and serves members in the NC area. Currently serving 769 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.50%

Used Auto Loan

6.50%

Personal Loan

10.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NC

Lowest rates currently reported by credit unions in NC (NCUA Q4 2025).

Self-Help— New Auto Loan

Durham, NC

2.49%

Internal Revenue Employees— Used Auto Loan

Greensboro, NC

2.90%

First Carolina People'S— Personal Loan

Goldsboro, NC

8.00%

First Carolina People'S— Credit Card APR

Goldsboro, NC

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.7

6 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Justin A

a year ago

Have been a member here for 9 years. Always great customer service. Shelly recently helped me with opening a new account, something one of the big banks made a huge problem out of. Their co-op feature allows you to make transactions at other credit unions. Can’t beat their loan rates. Nothing bad to say about this credit union.

Josh Wexler

6 years ago

This used to be a great little bank. I'm not sure what happened over the last 10 years since I opened my account until now. I was never a large dollar depositor, but they still saw me as a person, and had been terrific with loans. I took out 3 loans I believe, and paid everyone back completely and was never late. Something changed and they became callous, cold, and incredibly impersonal. Same people, just developed a really lousy attitude. After being rejected for 3 different loans, all of which were small amounts, that I'd have been easily able to pay, I closed my account...to which she also didn't care at all. Their rejections were as impersonal as you could get. Even lenders that I had previously done NO business with, at least reached out to tell me the problem and tried working out other options. Not this bank. I got a letter in the mail basically saying, "denied." I emailed to close and she couldn't have cared less. This bank has gone way downhill and, frankly, I hope they shut down and put the employees out of work. They basically collect a check from what I see and offer no customer service at all.

Trace Erickson

6 years ago

Can’t say enough about this credit union! I’ve been banking here for well over 20 years and hope to for many more. Obtaining loans is a very easy and streamlined process and the people that work here have become like family. Highly recommend! A+