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Oteen V. a.

1100 TUNNEL RD UNIT 24, Asheville, NC 28805
NCUA Insured4.4 (13 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1100 TUNNEL RD UNIT 24

Asheville, NC 28805

Service Area

This credit union is located in Asheville and serves members in the NC area. Currently serving 2,092 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.49%

Used Auto Loan

6.49%

Personal Loan

12.00%

Credit Card APR

12.70%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NC

Lowest rates currently reported by credit unions in NC (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.4

13 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Justin Chaple

Justin Chaple

5 months ago

Happy to be back at a physical bank. In only a few weeks they remembered my name and the convenience is amazing. Well done!

A

A

a year ago

I am not special because our family had significant property losses, but because we are part of a community that weathered unimaginable loss during the hurricane. Weeks roll on without public utilities and nothing seems easy these days, so I want to express appreciation for and commend our local credit union because despite their personal losses and inability to operate normally, they helped to make my life a little easier. I hung up the phone from their Vice President yesterday and said to my spouse, “I feel like their only customer”. So, THANK YOU Oteen VA Federal Credit Union for being here for me and our community.

Mark Vellekoop

Mark Vellekoop

4 years ago

They act like they want to help Veterans but they only take advantage. I lost my bank card and had to order a new one. When it wasn't there after 21 days and 3 trips to the bank I became upset. That is how I pay my bills. I am a 12 year member and happy to be leaving. Thanks for nothing.

Angela Kindley

Angela Kindley

8 years ago

This establishment is very professional. You are always treated important and served well. They are willing to help with all of your needs and questions. The location is a bit tricky if you don't know where it is. But finding it is not hard. One thing I love about this bank is the low monthly charges for maitaining your account. Also, the online banking available services.

Kathleen Cheek

Kathleen Cheek

5 years ago

Have been with them for at least 30 years. Always willing to work with you and Shannon is the go to person for me. Need anything go to this credit union.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).