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Carolina Cooperative

6502 MCMAHON DRIVE, Charlotte, NC 28226
NCUA Insured3.4 (27 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1962

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

6502 MCMAHON DRIVE

Charlotte, NC 28226

Service Area

This credit union is located in Charlotte and serves members in the NC area. Currently serving 8,691 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.05%

Used Auto Loan

6.26%

Personal Loan

13.19%

Credit Card APR

10.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NC

Lowest rates currently reported by credit unions in NC (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

3.4

27 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Mary Davis

Mary Davis

7 months ago

Everytime I call the bank when I need something to do over the phone I get sweet Dennisha she is one of the nicest ladies I spoke to. I always love when she answers the phone great customer service attitude helps you with what you need help with explains everything to you. Takes her time doesn’t rush . If I could give her more than 5 stars I would because she definitely deserves more than just 5! Some people need to learn how to be like her with customers. ❤️ this lady deserves employee of the year !

Jason Meeks

Jason Meeks

5 months ago

actively leaving this bank now. if could leave less than one star I would.. I received a fraud alert for a $7.50 charge on my debit card after verifying that it wasn’t fraud through the text message my card was still frozen and has been for over 48 hours.. Here it is Monday morning past 10 AM and the bank will not answer the phone refuses to listen to messages and return calls …

A. M.

A. M.

5 months ago

Been a member over 30 years. Very personal, small and tellers are always friendly with a good attitude. Love banking here

BlackStreak

BlackStreak

2 years ago

I have had this account since I was 19 years old. I am now mid 50's. Due to suspicious activity they have completed cancelled my card. They contacted me and let me know that they would temporarily shut my card down and give me a chance to contact the suspicious purchase. It was a holiday weekend. I called the first business day which was Tuesday and got it cleared up. Then I contact my bank to release my card and they cannot because they closed it. I was told it took too long to respond. They where not open until Tuesday either. This is unacceptable. I now have to wait a week to get a new card. Then I have to setup all my direct drafts up on the new card. It is bad when the cheap little mom and pop banks allow you to shut down their cards until you handle the issue. Not a happy customer and the bank doesn't care.

Brad Marek

Brad Marek

a year ago

What a joke of a credit union. Paid off my car loan and they kept taking money from my account at a different CU to do what with, I have no idea... Found it in a savings account that was supposed to have been closed. Had to jump through a bunch of hoops to get it back. AND, then they have to send a check, even though they could take my money electronically. NEVER EVER EVER EVER AGAIN.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).