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Back to Cherryville credit unions

Carolina

1200 E CHURCH STREET, Cherryville, NC 28021
NCUA Insured4.4 (47 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1969

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

1200 E CHURCH STREET

Cherryville, NC 28021

Google Maps🗺Waze
(704) 435-0186

Service Area

This credit union is located in Cherryville and serves members in the NC area. Currently serving 7,386 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.24%

Used Auto Loan

5.74%

Personal Loan

12.75%

Credit Card APR

13.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NC

Lowest rates currently reported by credit unions in NC (NCUA Q4 2025).

Self-Help— New Auto Loan

Durham, NC

2.49%
Internal Revenue Employees— Used Auto Loan

Greensboro, NC

2.90%
First Carolina People'S— Personal Loan

Goldsboro, NC

8.00%
First Carolina People'S— Credit Card APR

Goldsboro, NC

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.4

47 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Dylan Willis

Dylan Willis

a month ago

I cant speak for the bank as a whole, but I can tell you i have worked with Kim the last few days and she has been nothing short of amazing! Very helpful and responsive. Its a breath of fresh air getting help from her.

Stacy Baldwin

Stacy Baldwin

8 months ago

Huge shoutout to Michelle!! No matter what I need she is always there and always so fast at helping me with all of my concerns and questions. Thank you for always being kind and understanding Michelle!! I appreciate you so much!! Also thanks CFCU for handling all of my needs!!

Fatima Leal

Fatima Leal

10 months ago

I wanted give a big recognition to Kim Rodarte! She’s literally so amazing and really cares about solving all your banking needs. She always makes time and gets the job done! I can’t express how great Kim is! When I go to the bank I know all my questions will be answered and business will get done. Thank you so much Kim!

Jacob Dodson

Jacob Dodson

3 years ago

Today was by far one of the smoothest and enjoyable loan processes I’ve had in the past decade. Typically the loan process is slow, stressful, and full of Ambiguity. I was shown kindness, quality expertise, and a great rate for my new Truck. Mary made sure my process was as enjoyable as possible! Thank you guys!

Austin Holloway

Austin Holloway

a year ago

Just want to say a big thank you to Mary here at Carolina Federal Credit Union she is one of the best loan officers. Austin and Dwayne at Carolina Car Company just want to say thank you for everything you do for us. We couldn't be happier with the customer service Mary has. It is a pleasure dealing with Mary and the Carolina Federal Credit Union team. Thank you Carolina Car Company.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).