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PO Box 14647, Durham, NC 27709
NCUA Insured3.5 (95 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 2000

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 14647

Durham, NC 27709

Service Area

This credit union is located in Durham and serves members in the NC area. Currently serving 126,823 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

8.25%

Personal Loan

16.00%

Credit Card APR

16.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NC

Lowest rates currently reported by credit unions in NC (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(16 total)

Member Reviews

3.5

95 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
nastasia dame

nastasia dame

2 years ago

I wish there was no stars available this is the worst place to do anything with mcdonald's has better service than this. They never answer calls I called for a whole hour straight. I finally got a hold of someone just for the person to hang up. It’s not a one time mistake either it happens every month. If you complain there’s always an excuse. I just love it!

Nicole Williams

Nicole Williams

a year ago

Terrible customer service! As I approached the ATM outside to make a withdrawal, there was a man in already there needing assistance as the machine refused to release his card. It was a few mins after closing but we were able to flag someone down inside to come out and help, or so I thought…. An older gentleman that appeared to be a manager been just stood in the doorway with a bad attitude speaking condescendingly to the man telling him to hit cancel, because apparently this black man was “too stupid” to have already considered that course of action… The man AND I explained that we both tried that & I had already been out there trying to help him for some time; the “manager” gave me a dirty look with repeated requests to hit cancel. He then called a young lady out to assist the man. At that point, I walked away because I didn’t want to risk my card being next trapped in the machine. The man waved to me as I left to , thankfully, confirm he got his card back

Carlos Mata

Carlos Mata

8 months ago

Please notify us on maps when they close.

World McCrea

World McCrea

5 years ago

I would not recommend this place to anyone at all. I have been a member for 2 months and I see that they are not a good fit for me. The information is VERY misleading. the officers there are not good at relaying information at all. They change terms AFTER they run credit reports on you. They change terms on their loans without updating information on their website. They dont mention any changes until after u fill out applications and they run ur credit. . I'm wondering now what they're doing with my information because I'm getting a bunch of phone calls now from my area code and I just moved here so noone really has my number yet especially from this area. I think they just lie to prey on people who may be desperate or not know any better. Shame on them. I'd rather keep my money under my mattress than to deal with an organization like that. HORRIBLE experience

Jaquelin Santiago Rangel

Jaquelin Santiago Rangel

8 years ago

Clean bank but customer service is eh. Ladies are a bit on the slow end & sometimes it's frustrating when I come during lunch expecting to make a quick payment & spending more time here than I should have. Four stars for all they offer but 3 for customer service.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).