NCUA Insured
Member-Owned
1 charter
Established in 1952
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Fayetteville, NC may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1952
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Fayetteville and serves members in the NC area. Currently serving 9,600 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
6.00%Used Auto Loan
6.25%Personal Loan
13.00%Credit Card APR
13.50%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in NC (NCUA Q4 2025).
Durham, NC
Greensboro, NC
Goldsboro, NC
Goldsboro, NC
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
3.6
124 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsCam Serrano
4 months ago
Been using them for years for our HELOC. Over $550/month....every month for years and never missed a payment not 1.....EVER. We were refinancing on the house to get some equity and they gave my myself, my wife and lender the biggest problem and were degrading. First they claimed they're denying of the loan approval for subordination because the LTV was over 80% and when my lender proved it was actually lower than that THEN we were told then it was debt to income ratio was too high. They dragged our closing for a month claiming they got the wrong paperwork etc yet when we met them in person (tired of them not communicating with our lender) they denied it immediately. They treated my wife and I like crap and talked to my wife like nothing. If you have an account here remember you are nothing more than an account/number to them. Their boss/ceo/owner is a horrible person with a smug attitude and will not care about you. I found a lender to refinance and include them into the new Loan so I could pay them off and get out of ft bragg mutual. Whatever you do, don't open a mortgage or heloc or anything for that matter with these people as you will regret it and they will use it to hold you down and won't care happens to you. You've been warned. Thank God I was able to get away from this place.
SONDRA MCARTHUR
5 months ago
I normally have good experiences with the CU however I have an issue which is I've had an acct since the 90's as well as direct deposit of my checks. I have financed and paid for 3 cars through them. I'm very dissatisfied that there is a 20.00 charge if you would like to have a check deposited early into your account ,for as long as I have beena loyal customer to date . I will be changing banks in the very near future in reference to this matter .I think it's tacky and a disservice to the loyal customers of many years
MONICA THE BODY
6 months ago
This credit union won’t release your funds until 6am, imagine having a overnight job and you go to make a purchase somewhere and your card decline because the bank thinks everyone is sleep at midnight
Isaac Borja
9 months ago
Pathean Bryant was very helpful and patient with me. His professionalism was top-notch, and I am grateful to be a member of this credit union. Thank you!
Alfredo Chisholm
a year ago
Bragg Mutual federal credit union is an outstanding bank to be part of. Everyone there is kind and friendly. But one particular individual went far beyond to help me out. Mrs. Anna. Outstanding customer service, she fix the issue that I had in minutes . Very kindhearted individual, she knows her craft very well. In the future I know exactly who to go to if I have anymore problems. Thank you again.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(910) 488-3515Website
Visit WebsiteMembers
9,600
Total Assets
$127.4M
Year Opened
1952
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile