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First Carolina People'S

PO BOX 1637, Goldsboro, NC 27533
NCUA Insured3.8 (18 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1952

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO BOX 1637

Goldsboro, NC 27533

Service Area

This credit union is located in Goldsboro and serves members in the NC area. Currently serving 2,232 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.50%

Used Auto Loan

6.25%

Personal Loan

8.00%

Credit Card APR

8.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NC

Lowest rates currently reported by credit unions in NC (NCUA Q4 2025).

Self-HelpNew Auto Loan

Durham, NC

2.49%
Internal Revenue EmployeesUsed Auto Loan

Greensboro, NC

2.90%
First Carolina People'SPersonal LoanThis CU

Goldsboro, NC

8.00%
First Carolina People'SCredit Card APRThis CU

Goldsboro, NC

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

3.8

18 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Patice Lee

Patice Lee

a week ago

In all honesty, they don’t deserve a one star. They only good for car loans. Don’t get your house mortgage with them. For them to be a union member of the bank industry. They do a lot of lies. They do what they want to and change up the plans on you. They go into your account and your family members who has accounts too and don’t say anything to you. I wish I never went to this bank. They haven’t been honest since I be there. They closed out your accounts and blocked you from your statement. They lie to your face “ you didn’t it” I have nothing good to say about them. To think I referred my family and friends to this bank. I glad I am no longer with this bank.

Tom Turner

Tom Turner

10 months ago

Just had one the most pleasant experiences I’ve ever had getting a loan. I worked with Priscilla who took the time to explain all my options, guide me to my best option and worked around my crazy schedule to ensure we got the deal done to meet a hard deadline. I highly recommend this establishment and thank Priscilla for a job well done.

Anonymous

Anonymous

10 months ago

This credit union is TERRIBLE. Do yourself a favor and open accounts/loans elsewhere. I keep having problem after problem. If you have a problem or need help with something, you get told different things from different employees. Everyone isn’t on the same page and you don’t know which person to trust and believe. Their app experience is horrible - very outdated platform. All around a terrible experience!

H S

H S

a year ago

They will damage your credit easily. If you have any active loan... better to pay on time, this bank is not like others to give you notice... they are reporting right away.

Moh Ha

Moh Ha

2 years ago

This is the ugliest place to invest. Only one brunch, no ATM, their system is crab old, if you set up automatic payment they still charge you even payment is fulfilled. They really love to report you to ruin your credit, May be its because racist person is setting in the back office ?! But that is what going on.

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).