NCUA Insured
Member-Owned
1 charter
Established in 1967
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
Anyone who lives, works, or worships in or around Hickory, NC may be eligible to join. Community credit unions are open to the general public within their service area.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1967
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Hickory and serves members in the NC area. Currently serving 4,369 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.01%Used Auto Loan
6.44%Personal Loan
13.31%Credit Card APR
9.99%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in NC (NCUA Q4 2025).
Durham, NC
Greensboro, NC
Goldsboro, NC
Goldsboro, NC
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.3
31 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsKeith F
5 years ago
I have been a member of the Credit Union for over 41 years and I do not understand the negative reviews. I have never I mean been declined of any request that I have requested. I have been to other financial institutions in the area just because it was more convenient at the time. They asked me to open an account.. They can't offer the benefits and most of the great service. You do not have to fill out a deposit slip. Everyone is very nice and always meet you with a friendly smile. I deal with the branch on Springs Rd. They are so nice I know them by name and they speak to me even if they are not the one assassinating me with my transaction. Both of my children, grandchildren have accounts there and of my grands are as young as 5 yrs old. Hats off to Shuford Federal Credit Union and their staff. I will never go anywhere else.
Selena Clarke
5 years ago
Shuford Credit Union has by far the nastiest customer service I’ve ever heard from a bank. If the disgusting behavior won’t scare you away maybe the hidden fees, last minute account changes, and even account closure without ever giving notice. The Federal Reserve and Better Business Bureau will definitely be getting some messages about this bank.
Greg Oneil
2 years ago
Thank you for meeting Rita and Debbie for helping me they went above and beyond. I purchased a car and the transaction was smooth and I appreciate the kindness of all the employees at Shuford Credit Union. I would purchase again you have great wonderful staff thank you again Greg
David Kelley
4 years ago
I have been with shuford credit union for a while now and I deal with the granite falls branch. I can tell you that Brenda and Rachel are two of the nicest ladies you will ever meet. They are very professional and are always ready to take care of there customers. I would have to say that shuford credit union has always been there for me. I would highly recommend shuford credit union for all your financial needs. Thanks to all the staff for being there when I needed them. David kelley
Janice Patton
8 years ago
I have banked with Shuford for the better part of 19 years. Not one complaint, they are very personable and some of the ladies have been there for years. Mrs Belva is one of the kindest ladies Ive ever had the pleasure of banking with.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(828) 568-1234Website
Visit WebsiteMembers
4,369
Total Assets
$36.7M
Year Opened
1967
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile