Mcdowell Cornerstone

PO BOX 519, Marion, NC 28752

NCUA Insured4.1 (20 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1967

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Marion, NC may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1967

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness Loans

Location & Directions

Address

PO BOX 519

Marion, NC 28752

Google Maps 🗺Waze

(828) 652-4141

Service Area

This credit union is located in Marion and serves members in the NC area. Currently serving 2,670 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

9.74%

Used Auto Loan

10.74%

Personal Loan

14.99%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NC

Lowest rates currently reported by credit unions in NC (NCUA Q4 2025).

Self-Help— New Auto Loan

Durham, NC

2.49%

Internal Revenue Employees— Used Auto Loan

Greensboro, NC

2.90%

First Carolina People'S— Personal Loan

Goldsboro, NC

8.00%

First Carolina People'S— Credit Card APR

Goldsboro, NC

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.1

20 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Michael Pressley

2 years ago

Sherry banks has worked with me on two occasions on loan processes and she has been nothing but helpful, patient, and supportive of my situations! Hands down the best bank when it comes to hearing your needs and going above and beyond to get you the help you need!

Carla Payne

2 years ago

Rude and unprofessional. This bank works 50 years behind technology. Be prepared for discrimination/ if you don’t fit their “mold” . Bank manager Amy very rude and dramatic . And she has no boss! Ain’t that cute?

ryan cook

2 years ago

always have a great experience here...staff is friendly and knowledgeable. Best rates around, and its not like dealing with traditional big banks in town that don't care about your business.

Oilymomma

7 years ago

People are nice. Not so helpful and if you tell them that you did not write a check they all will act like your the bad person. I have had so many problems using my debit card.