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State Employees'

119 N SALISBURY ST, Raleigh, NC 27603
NCUA Insured3.4 (20 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1937

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

119 N SALISBURY ST

Raleigh, NC 27603

Service Area

This credit union is located in Raleigh and serves members in the NC area. Currently serving 2,959,762 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.25%

Used Auto Loan

5.75%

Personal Loan

9.75%

Credit Card APR

14.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NC

Lowest rates currently reported by credit unions in NC (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(286 total)

Member Reviews

3.4

20 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
BSW

BSW

4 months ago

I’ve never had an issue with State Employees Credit Union for the last 10+ years, until today. I reported fraud on my debit card 12/18/2025, over $500. I have disputed it twice with sufficient evidence to support my claim and was told by Savannah, “ the merchant is being stubborn, there is nothing else we can do, reach out to the better business bureau or law enforcement”. Come again.. I provided evidence and there’s “nothing” you can do to return my funds, or escalate this issue State Employees? This is unacceptable. This was a large amount. State Employees is not for their members as evidence by prior reviews. Please provide with the executive chief of the company email address or phone number. Thank you

Harmony Savage

Harmony Savage

4 months ago

Really disappointed by the service of this bank, their new AI system is terrible and bad for the environment and whom ever designed it did a terrible job. Their agents clearly don’t want to work there. The fact that you guys want me to pay $15 to expedite a card that will arrive in 2 days? Other banks can make their cards in the bank or ship it less than 2 days and I don’t have to pay. I will be banking with another bank and telling others to never bank with this terrible bank. So disappointed after being recommended this bank.

Jake Hoyle

Jake Hoyle

7 months ago

One of the worst experiences we have ever had with a bank institution. The customer service line from SECU called multiple times about fraudulent charges. A day later we have multiple loans taken out and $1000 missing from our checking account. SECU was of zero help with this situation and did not protect our money from fraud. Our case was dismissed very quickly as if we were not worth the trouble and it was our fault that an SECU employee stole money from us. This business cannot admit when they have a criminal employee working in customer service calling people like this. This was not the typical scam, this was an employee that stole money from us, and then in turn SECU would not reimburse us like the banking institution is supposed to do to protect their customers. I have 2 toddler children and a stay at home mother to provide for, $1000 and ruining credit by taking out loans is not something I can sweep under the rug. Short of a law suit or getting police involved how am I supposed to get someone to take me serious on this?

Paul Ashworth

Paul Ashworth

6 months ago

Horrible Customer service, Deposited $1460 on the 4th of November into a SECU Cashpoints atm and it are my money,Filed a complaint and a dispute and it's been over 10 days,They managed to return only $1200 but I'm still waiting on $260 to be returned,Ten business days has nothing to do with me,The atm is operational and someone has been to it to repair it but they're still dragging me around,This money was for my mortgage and they wanted to still charge me a late fee after I notified them that the monies deposited were for my mortgage,I'm going to refinance my house with another lender and I will not use this bank anymore

Marissa Dee

Marissa Dee

a year ago

All of my interactions with staff at this branch have been amazing!! And even the ATM is convenient. Back in Oct/Nov I was interested in getting information on a SECU HELOC. I called intially to find out how to make an appointment in the person I spoke with was extremely friendly and got me on the calendar in a few minutes. I met with Billy Utter (Mortgage Loan Specialist) in November and he put me at ease about the entire process, he spent time explaining what was necessary, and then after I left and realized I had a few other questions he quickly responded to my follow-up emails. I waited until February when I was sure I wanted to move forward, and reached out to Billy again via email and the process was so easy and moved so quickly. I officially applied in March was approved and within two and a half weeks I was able to close on my HELOC. I've honestly been shocked at how convenient and non-stressful this was, and it's all due to the staff I was able to work with. Billy was absolutely amazing! And I now have a great weight off of my shoulders relating to finances. Thank you sooooo soooo much!! Highly recommend!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).