R T P

P O Box 12807, Rtp, NC 27709

NCUA Insured4.2 (33 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1968

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1968

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P O Box 12807

Rtp, NC 27709

Google Maps 🗺Waze

(919) 941-5700

Service Area

This credit union is located in Rtp and serves members in the NC area. Currently serving 9,439 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

6.50%

Used Auto Loan

6.50%

Personal Loan

11.00%

Credit Card APR

12.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NC

Lowest rates currently reported by credit unions in NC (NCUA Q4 2025).

Self-Help— New Auto Loan

Durham, NC

2.49%

Internal Revenue Employees— Used Auto Loan

Greensboro, NC

2.90%

First Carolina People'S— Personal Loan

Goldsboro, NC

8.00%

First Carolina People'S— Credit Card APR

Goldsboro, NC

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(4 total)

Member Reviews

4.2

33 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Josh Suggs

6 months ago

Dealt with Matt doing my 4th auto with them. Only did an auto loan this to make it easier for me to pay the vehicle off. Transferred new loan from Toyota to them. Told them my first payment would be payoff and didn’t want to seem like a waste of time for them. They were more than accommodating and handled everything in a couple of hours. Great branch and credit union to deal with!

Ga Dab

5 months ago

Good experience and Ed is a man of his word to make a minor mistake right. This is my second car loan with RTPFCU and happily this one bought out a stupid over priced dealership loan.

Therese Sove

8 months ago

Ed is so knowledgeable and explains in detail about products offered. He makes it efficient and seamless. Over the top customer service. I am very happy.

Yash Bishop

a month ago

Had a great experience and Matt was very helpful in understanding my needs and providing ideal solutions to address them. I am very happy.

Dustin Klein

7 years ago

I just opened an account here. The service has been good far. I haven't really used any of their products yet, but from what I can tell it's a nice facility in a prime location with good service. To be continued...