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P O BOX 881, Rural Hall, NC 27045

NCUA Insured4.7 (14 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1980

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Rural Hall, NC may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1980

Low-Income Designated

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

P O BOX 881

Rural Hall, NC 27045

Google Maps 🗺Waze

(336) 969-6518

Service Area

This credit union is located in Rural Hall and serves members in the NC area. Currently serving 2,148 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

6.85%

Personal Loan

10.90%

Credit Card APR

14.25%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NC

Lowest rates currently reported by credit unions in NC (NCUA Q4 2025).

Self-Help— New Auto Loan

Durham, NC

2.49%

Internal Revenue Employees— Used Auto Loan

Greensboro, NC

2.90%

First Carolina People'S— Personal Loan

Goldsboro, NC

8.00%

First Carolina People'S— Credit Card APR

Goldsboro, NC

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(1 total)

Member Reviews

4.7

14 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Brandon Ruckh

2 years ago

I was referred here by a used car dealer a few years ago, and believe me, I wish I would’ve become a member sooner. Each and every one of these ladies are exceptional, friendly, and helpful. The level of customer service they provide is second to none!

Cramelia Neal

6 years ago

I would give 10 stars if I could. Absolutely THE best bank and I cannot thank Kalyn enough for all her hard work and for making this process seem so effortless and expediting the process so quickly. She is SO caring and compassionate and I am truly grateful for her. She made me feel like she actually cared about helping me rather than "Hey, you're just another number" type of deal. Thank you again!!!

Shannon Hickman

8 years ago

This credit union changed my life. They gave me a chance that others would not now I am able to do the things I need to do. They know their people and treat each one of them like they are family. It's nice to call a place and get a regular person and not a computer. They are AWESOME.

Brooklyn Meadows

8 years ago

Everyone is so helpful. I am so thankful for Kayla she gave me a chance to start my credit back up after many years of having no credit. Now I am able to get the home of my dreams and I owe it all to them. Thank you for making my dream come true.