NCUA Insured
Member-Owned
1 charter
Established in 1967
Contact this credit union directly for detailed information about membership eligibility and current rates.
Membership Eligibility
This credit union serves members from multiple groups — including occupational, associational, or community bonds. Contact them to confirm your eligibility.
Check eligibility on their website →NCUA Insured — deposits protected up to $250,000
Member-Owned — not-for-profit cooperative
1 charter
Established in 1967
Low-Income Designated
Contact this credit union directly for detailed information about membership eligibility, current rates, and services.
Services Offered
This credit union is located in Winston Salem and serves members in the NC area. Currently serving 183,472 members.
Contact the credit union to confirm membership eligibility requirements for your area.
Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.
Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.
Source: NCUA Federally Insured Credit Unions list, Q4 2025.
Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.
New Auto Loan
5.94%Used Auto Loan
6.25%Personal Loan
9.85%Credit Card APR
18.00%Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.
Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.
Lowest rates currently reported by credit unions in NC (NCUA Q4 2025).
Durham, NC
Greensboro, NC
Goldsboro, NC
Goldsboro, NC
Rates from NCUA regulatory filings. Contact credit unions directly for current rates.
4.0
336 Google reviews
Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.
View on Google MapsMichael Crocker
5 months ago
Shady organization. We set up our online Allegacy account to autopay our Allegacy credit card and it worked fine for months. Then they decided to completely overhaul their online system and in the process canceled our autopayment without notifying us. They then charged us a $25 service fee because of their mistake. When I explained to them that it was their website change that resulted in the payment not going through, their reply was "sorry, we won't refund the service charge." There are no telling how many good customers were burned by this scam. Good companies recognize and appreciate good, prompt paying customers. Shady companies engage in "tricks" in order to gain more questionable "fees." I recommend that you deal with a more reputable credit union.
Frances “Jackie” Rowe
7 months ago
Needed to resolve log in issues and take care of some biz. Once I knew I had to call in, I thought this may take 4ever, bummer. But to my surprise, I was wrong! Sharon the associate that helped me, not only was she very friendly, but also answered all my questions and provided helpful tips. She also stayed with me to make sure I was able to log in once she corrected the issue. She went up and above she had to and it was done also in a timely manner... EXCELLENT CUSTOMER SERVICE in my opinion. I also since banking with them at this point, highly recommend Allegacy Federal Credit Union.
Johnathan Bass
4 months ago
Excellent credit union! The staff is wonderful and I really appreciate their business model. It's always a pleasant experience at my local branch in Mount Airy.
Carmen Herbin
3 months ago
I immediately greeted when I entered the branch. I observed that all the employees were very friendly and each customer was promptly greeted and thanked for their visit.
Solomon Kane
7 months ago
This place sure has gone downhill. Service used to be really good. Plenty of issues at different times. The latest is call in, wait for 30 minutes to speak to someone. Finally get a rep, give her my details and while she is looking up my account she cuts me off. Doesn’t even have the decency to call back. Making it real hard to stay.
Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.
Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).
Phone
(336) 774-3400Website
Visit WebsiteMembers
183,472
Total Assets
$2.5B
Year Opened
1967
Net Worth
Well Capitalized
Designations
Official NCUA Data
All data sourced from the National Credit Union Administration (NCUA).
View NCUA Profile