Emergency Responders

1777 Link Rd, Winston Salem, NC 27103

NCUA Insured4.3 (13 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Winston Salem, NC may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1940

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

1777 Link Rd

Winston Salem, NC 27103

Google Maps 🗺Waze

(336) 723-0619

Service Area

This credit union is located in Winston Salem and serves members in the NC area. Currently serving 3,380 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

3.75%

Used Auto Loan

5.35%

Personal Loan

12.51%

Credit Card APR

11.00%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in NC

Lowest rates currently reported by credit unions in NC (NCUA Q4 2025).

Self-Help— New Auto Loan

Durham, NC

2.49%

Internal Revenue Employees— Used Auto Loan

Greensboro, NC

2.90%

First Carolina People'S— Personal Loan

Goldsboro, NC

8.00%

First Carolina People'S— Credit Card APR

Goldsboro, NC

8.00%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.3

13 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Charles Hayes

10 months ago

I have had an Account here for over 50 years. I could not ask for more in my locally owned Credit Union. Great people and even greater service!

Ouida

2 years ago

I absolutely LOVE this credit union. Everyone knows my name, and it feels good in a day and time where customer service has declined in most spaces. I appreciate the staff! They are the best!

barbara smith

6 years ago

The folks here treat you like family! They are pretty awesome! They go out of their way to meet your financial needs. They also have all the latest technology for the latest online abilities! So if you want a FANTASTIC credit union, this is the place to go!

Brie&Dusty Brackett

8 years ago

The credit union used to be the place to go, but recently I've found they don't treat members any better than any big bank, and frankly worse. Further, they were the worst deal on an auto loan I researched recently, and charged me "interest" on a the loan I never signed. When such an institution treats "emergency responders" that way, they have lost the right to use the words.

Graham Smith

5 years ago

Second loan I've taken out with these guys. They're great. Walked me through everything, responded quickly, worked with my schedule and made the whole process super easy. Plus I can't find anywhere that can beat their interest rates. Highly recommend.