Postal Family

2730 12TH AVE S, PO BOX 9318, Fargo, ND 58106

NCUA Insured4.0 (12 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Fargo, ND may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1936

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2730 12TH AVE S, PO BOX 9318

Fargo, ND 58106

Google Maps 🗺Waze

(701) 232-6910

Service Area

This credit union is located in Fargo and serves members in the ND area. Currently serving 2,273 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.40%

Used Auto Loan

6.35%

Personal Loan

12.43%

Credit Card APR

11.47%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ND

Lowest rates currently reported by credit unions in ND (NCUA Q4 2025).

Affinity First— New Auto Loan

Minot, ND

1.95%

Dakota West— Used Auto Loan

Watford City, ND

4.69%

Dakota West— Personal Loan

Watford City, ND

3.49%

Dakota West— Credit Card APR

Watford City, ND

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.0

12 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Amy Bourcy

11 months ago

They are always willing to help and responsive. You don’t talk to a machine, but an actual person looking at your account able to make corrections immediately. That is a relief when depending on a deposit or any issues. I highly recommend!

King Edward

5 years ago

Very disappointed with how my wife and I were treated. I closed all our accounts and found a new bank with better customer service. The tellers are wonderful to deal with but we had a disappointing experience dealing with a loan officer. I feel our experience may have been better had we dealt with our normal banker but she was out of the office and referred us to another loan officer. In hindsight I wish we would have postponed our appointment til our original loan officer was back in the office.

Krissy Butcher

a year ago

Charlotte has to be one of the rudest workers there. She wasn't helpful when we were trying to get a house because she didn't actually know what she was talking about. Then on a day to day basis, she's rude. You can tell she hates her job.

Tim Hagstrom

5 years ago

We just love this place. The friendly , small town feel staff know us by our names and make us feel welcome and at home. Having been a rural mail carrier for 30 years I appreciate this institution as a safe, secure and smart place for financial saving and transactions.