Back to Jamestown credit unions

First Community

PO Box 2180, Jamestown, ND 58402
NCUA Insured4.0 (25 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1939

Contact this credit union directly for detailed information about membership eligibility and current rates.

Location & Directions

Address

PO Box 2180

Jamestown, ND 58402

Service Area

This credit union is located in Jamestown and serves members in the ND area. Currently serving 46,751 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

4.99%

Used Auto Loan

5.49%

Personal Loan

9.74%

Credit Card APR

13.75%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ND

Lowest rates currently reported by credit unions in ND (NCUA Q4 2025).

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(27 total)

Member Reviews

4.0

25 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps
Annie Hancock

Annie Hancock

3 months ago

We have been in the process of trying to find a new institution to handle our recreation loan after a less than stellar experience with an out of state entity (go figure!). I settled on FCCU and was connected with McKenzie Sebastian. I had been dreading this task as I figured it would be drawn out and require a lot of information, but I couldn't have been more wrong. McKenzie was beyond friendly and helpful and made the process so easy that I regret not doing this sooner. She also figured out that I was eligible for an interest rate discount because of where I work, something I would have never thought of. I can't say enough about not only her knowledge, professionalism, but also her kindness and personality. Seriously--how can one convey a great personality via email!? She is great and I would recommend McKenzie and FCCU to anyone in the market for a new loan! Thank you!!

Bryson Woods

Bryson Woods

3 months ago

FCCU is great! Whether you are have a personal account or a business account (I have both), they are great to work with. Very professional and caring about their customers. Highly recommend! That said it is frustrating that their ATM can’t handle cash deposits…

Dany Ledda

Dany Ledda

4 years ago

This is the only branch I have dealt with, but I can say, without question that EVERYONE at this location is really, REALLY good at their job! My wife and I have purchased 3 vehicles and a home through FCCU and everyone we dealt with is World Class! Our children have their own savings accounts, every teller has been able to help me with everything I've needed from a personalized check card, exchanging foreign currency and obtaining personal loans.

Randy Kinzler

Randy Kinzler

a year ago

I've been a FCCU member for 18 years and have never had better customer service and experiences before. They're top-notch!

Lindsey Krenz

Lindsey Krenz

8 years ago

Have always banked at FCCU! I have had such good experiences whether just visiting with the tellers or going through an extensive loan process, they make it easy! Everyone I've worked with there is fantastic. Mona helps me with all of my business endeavors and she is WONDERFUL to work with!

Contact Tips

Best Time to Call

Weekdays 9am–4pm typically have the shortest wait times for new member inquiries.

What to Ask

  • • Current loan rates & terms
  • • Membership eligibility requirements
  • • Minimum deposit to open an account
  • • Online & mobile banking features

NCUA Insured

Your deposits are federally insured up to $250,000 per account category by the National Credit Union Administration (NCUA).