Affinity First

811 South Broadway, Minot, ND 58701

NCUA Insured4.2 (40 reviews)1 charter

Verified Information

NCUA Insured

Member-Owned

1 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Minot, ND may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

1 charter

Established in 1959

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

811 South Broadway

Minot, ND 58701

Google Maps 🗺Waze

(701) 857-5541

Service Area

This credit union is located in Minot and serves members in the ND area. Currently serving 2,573 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

1.95%

Used Auto Loan

6.00%

Personal Loan

17.50%

Credit Card APR

8.90%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in ND

Lowest rates currently reported by credit unions in ND (NCUA Q4 2025).

Affinity First— New Auto LoanThis CU

Minot, ND

1.95%

Dakota West— Used Auto Loan

Watford City, ND

4.69%

Dakota West— Personal Loan

Watford City, ND

3.49%

Dakota West— Credit Card APR

Watford City, ND

6.90%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(3 total)

Member Reviews

4.2

40 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Donna A

8 months ago

I have been banking with Affinity First Federal Credit Union for over 3 years, and I love it! I always receive the best customer service. Thank you.

Sue J

a year ago

I have done my banking with Affinity Federal Credit Union for almost 8 years and have used several of the services they offer. Everyone has been very helpful and I am very satisfied with their service. It’s always nice to be greeted with a smile or better yet, by name.

Patty Carlson

a year ago

I like the updates with app technology. It is easy to use. If I have a question they are kind and courteous to someone like me that isn’t very techy! Everyone is friendly and gives me the feeling of belonging to a community.

Keeley Miller

11 months ago

Madi at Affinity exceeded our expectations greatly. My husband and I were on a time crunch for an auto loan and Madi had us in her office signing paperwork within a couple hours. Throughout all the questions and paperwork Madi was 110% attentive and explained everything in GREAT detail. Absolutely recommend going to Madi as a loan officer for any of your needs.

Penny Picard

a year ago

I received a debit card with no CVV and have to wait another week. It's Frustrating -:which when printing them off, that should be something they look for before handing it out. I understand we all make mistakes but it's also hard to find transportation to go that far for another card. Good Thing my sister in law is able to get it for me when down there.