Community First

2043 E Prospect Rd, Ashtabula, OH 44004

NCUA Insured4.0 (20 reviews)2 charter

Verified Information

NCUA Insured

Member-Owned

2 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility and current rates.

Membership Eligibility

Anyone who lives, works, or worships in or around Ashtabula, OH may be eligible to join. Community credit unions are open to the general public within their service area.

Check eligibility on their website →

Verified Information

NCUA Insured — deposits protected up to $250,000

Member-Owned — not-for-profit cooperative

2 charter

Established in 1955

Contact this credit union directly for detailed information about membership eligibility, current rates, and services.

Services Offered

Auto LoansPersonal LoansChecking AccountsMortgagesBusiness LoansCredit Cards

Location & Directions

Address

2043 E Prospect Rd

Ashtabula, OH 44004

Google Maps 🗺Waze

(440) 997-5919

Service Area

This credit union is located in Ashtabula and serves members in the OH area. Currently serving 5,002 members.

Membership Info:

Contact the credit union to confirm membership eligibility requirements for your area.

Note on Membership

Credit union membership is based on a common bond. Contact this credit union directly to confirm you qualify for membership.

Financial Health

Q4 2025 · NCUA

Key indicators from NCUA regulatory filings. Tap any metric to learn what it means.

Source: NCUA Federally Insured Credit Unions list, Q4 2025.

Loan Rates

Rates sourced from NCUA call report data (Q4 2025). Contact the credit union for current rates and terms.

New Auto Loan

5.75%

Used Auto Loan

6.00%

Personal Loan

9.50%

Credit Card APR

9.50%

Important: Rates are sourced from NCUA call report filings (Q4 2025) and reflect averages reported by the credit union — not guaranteed quotes. Contact the credit union directly for current rates and terms.

Your actual rate will vary based on your credit score, loan term, and financial profile. Personal loans and credit cards tend to see the most variation.

Best Rates in OH

Lowest rates currently reported by credit unions in OH (NCUA Q4 2025).

Plumbers 55— New Auto Loan

Brooklyn Height, OH

2.99%

Plumbers 55— Used Auto Loan

Brooklyn Height, OH

3.99%

Ohio Teamsters— Personal Loan

Independence, OH

3.30%

General Electric— Credit Card APR

Cincinnati, OH

6.86%

Rates from NCUA regulatory filings. Contact credit unions directly for current rates.

Branches & Locations(2 total)

Member Reviews

4.0

20 Google reviews

Reviews sourced from Google Maps. Ratings reflect member experiences at this credit union.

View on Google Maps

Beth Sito

5 months ago

I've had ups and downs with this credit union, but mostly downs. The most recent situation forced my husband and I to close out our loan and close all of our accounts. Because we had a loan with this credit union, we were eligible for holiday skip a pay. This is where you get to choose (for a fee) to skip either November or December's loan payment. I submitted the paperwork and chose to skip December's payment for the 2025 year. I personally went into the bank to make sure the document was received. I made sure November's loan payment was taken out. I made sure the "skip a payment fee" was taken out. Everything was good to go - or so I thought. The Saturday before Christmas I logged into our account to find that they had taken the loan payment anyhow and caused 3 items to bounce. I had to wait until Monday to call up there to get it fixed. Ashtabula branch manager was certain that the fault was with me when I spoke with her and that she would "have someone check it out". No apology or anything from her. Finally I received a call from the Jefferson branch manager stating that the loan payment was put back into my account and that all fees were reimbursed. When I had asked for additional information as to what might have happened I was told that she didn't know, but it was ok because they corrected everything.... Yet again, no apology or remorse over what transpired. I would urge those that bank with this credit union to be very careful. This was not a tiny mistake in my opinion and neither one of the branch managers apologized or showed remorse for what happened. Neither one supplied an explanation either.

grace shipley

7 years ago

I have been banking with them for a little over 3 years now and I can't say anything, but positive things. My credit score was really low and I couldn't get approved by anyone...they approved me! Now I have excellent credit. I love my credit union!!